Ex Parte Gulick - Page 5



          Appeal No. 2004-1596                                                         
          Application No. 09/544,858                                                   

          dialog (the first signal) in order to decode the subsequent data             
          (the second signal) (brief, page 10).                                        
               In response to Appellant’s arguments, the Examiner asserts              
          that the PC card of Kowalski decodes the initial phase dialogue              
          as a first signal prior to converting or decoding the transaction            
          request (answer, page 12).  The Examiner further asserts that the            
          third device of AAPA is configured to ignore the first signal and            
          to decode the third signal while the second device of AAPA reads             
          the initial phase dialogue of Kowalski as the first signal in                
          order to decode the second signal (answer, page 13).  The                    
          examiner further argues that the combination of the protocol                 
          selection of Kowalski with the second device enables its use with            
          a first device in a computer system operating according to                   
          different protocols (answer, page 15).                                       
               We remain unconvinced by the Examiner’s argument that the               
          combination of AAPA and Kowalski is proper and obvious such that             
          one of ordinary skill in the art would be able to use the cards              
          (second devices) with the readers (first devices) according to               
          different protocols (answer, page 15).  Notwithstanding                      
          Kowalski’s recognition of the problem with inserting cards in                
          readers operating according to different protocols (col. 2, lines            
          43-46), the Examiner has not clearly set forth how combining the             
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