Ex Parte DERISO et al - Page 6



          Appeal No. 2004-1959                                                        
          Application No. 09/465,465                                                  

          a prima facie case of anticipation.  The burden is, therefore,              
          upon Appellants to come forward with evidence and/or arguments              
          which persuasively rebut the Examiner’s prima facie case.  Only             
          those arguments actually made by Appellants have been considered            
          in this decision.  Arguments which Appellants could have made but           
          chose not to make in the Briefs have not been considered and are            
          deemed to be waived (see 37 CFR § 41.37(c)(1)(vii)).                        
               Appellants’ arguments in response to the rejection of claim            
          1 assert that the Examiner has not shown how each of the claimed            
          features are present in the disclosure of Gerace so as to                   
          establish a case of anticipation.  Appellants’ primary point of             
          contention (Brief, pages 6-9; Reply Brief, pages 2 and 3) is that           
          Gerace lacks a disclosure of the claimed feature of “creating a             
          statement including a variable data customer document . . . . ”             
               After careful review of the Gerace reference in light of the           
          arguments of record, we are in general agreement with the                   
          Examiner’s position as stated in the Answer.  Appellants’                   
          arguments, at various instances in the Briefs, urge that the                
          claimed term “statement” must be interpreted as containing “at              
          least one listing of a credit or a debit” (Brief, page 8), or an            
          “account” statement (id., at 9), or “information regarding a                
          customer’s account.” (Reply Brief, page 3).  Our review of                  
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