Appeal No. 2004-1959 Application No. 09/465,465 Lastly, we also sustain the Examiner’s 35 U.S.C. § 103(a) rejection of claims 5, 6, and 14 based on the combination of Gerace and Schutzer. With respect to claim 5, we find no error in the Examiner’s line of reasoning (Answer, pages 7-9) which establishes motivation for the combination of Gerace and Schutzer. In our view, the skilled artisan would have been motivated and found it obvious to enhance the statement presentation system of Gerace by including billing statements as suggested by Schutzer (column 12, lines 25-37). Further, we find clear disclosure at column 2, lines 15-23 and column 20, line 21 of Gerace for the color display feature of claim 6, as well as a description of the mailing feature of claim 14 at column 21, lines 23-28 and lines 50-52 of Gerace. In summary, we have sustained the Examiner’s 35 U.S.C. § 102(e) rejection of claims 1-4, 7-13, and 15-17 as well as the 35 U.S.C. § 103(a) rejections of claims 5, 6, and 14. Therefore, the decision of the Examiner rejecting claims 1-17 is affirmed. 9Page: Previous 1 2 3 4 5 6 7 8 9 10 11 NextLast modified: November 3, 2007