Ex Parte 5832461 et al - Page 23



              Appeal No. 2005-2642                                                                                            
              Reexamination Control No. 90/005,841                                                                            

              indicator of prior actual inflation.  The examiner is therefore correct to read the claimed                     
              “means for establishing data representative of a deposit account with an institution . . .”                     
              on inflation-indexed deposit accounts of the type described by Mukherjee, including the                         
              ‘A’ and ‘B’ deposit accounts discussed at pages 51-56.  Final Action   at 3-4, ¶ 7.  We                         
              note that this claimed means alternatively reads on the initially proposed accounts that                        
              were not adopted, which are described at page 50, last paragraph (“The initial idea had                         
              been to apply an extra charge to all loans equal to half the rise in the index, and then to                     
              use the funds to compensate all depositors for half their loss due to inflation.”).                             
              Furthermore, assuming for the sake of argument that the index and resulting variable                            
              interest component must be continuous (i.e., nonstepped) functions of the rate of the                           
              prior actual inflation, the initially proposed accounts were to operate in that manner.                         
              See Mukherjee at 50, last para.  The fact that the initially proposed accounts were never                       
              adopted does not detract from Mukherjee’s status as a reference teaching the                                    
              desirability of such accounts.  See In re Sivaramakrishnan, 673 F.2d 1383, 1384-85,                             
              213 USPQ 441, 442 (CCPA 1982):                                                                                  
                      That Gable may not have actually reduced the specific mixture of resin                                  
                      and cadmium salt to practice has no bearing on whether the mixture is                                   
                      "described in a printed publication" under §102(b).  See e.g., Mannix Co.                               
                      v. Healey, 341 F.2d 1009, 1010 n.1, 144 USPQ 611, 612 n.1 (CA 5 1965);                                  
                      Siegel v. Watson, 267 F.2d 621, 624, 121 USPQ 119, 121 (CADC 1959);                                     
                      Ritter v. Rohm & Haas Co.,         271 F. Supp. 313, 341, 154 USPQ 518,                                 
                      542 (S.D.N.Y. 1967).  Cf. In re Deters,   515 F.2d 1152, 1155, 185 USPQ                                 
                      644, 647 (CCPA 1975) (that a reference is a "paper patent" is irrelevant to                             
                      its value as evidence of level of skill in the art); In re Blake, 53 CCPA 720,                          
                      724, 352 F.2d 309, 312, 147 USPQ 289, 291 (1965) (patent statute does                                   
                      not require commercial use of subject matter of a prior-art disclosure for                              
                      that disclosure to qualify as a reference).                                                             
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