Appeal No. 2005-2642
Reexamination Control No. 90/005,841
additional interest;
the outstanding
debt was not,
however, written up.
Id. at 67-68.
The examiner relies on Musmanno primarily for its disclosure of using a data
processor to handle a securities brokerage and cash management system. Specifically,
Musmanno’s figures depict, in flow-chart form,
a data processing implementation for a brokerage-cash management
financial system which provides for automatic investment of free credit
cash balances in short term investments which include an insured savings
account option; a full range of security brokerage transaction functions;
which permits consumer transaction (“charge”) card and check charges;
and which includes safeguards against abuses., e.g., check kiting.
Musmanno, col. 1, ll. 24-33. Appellant concedes that these flow charts represent
operations performed by a data processor. See Brief at 11 (“Musmanno . . . teaches
the use of a specific type of data processing to manage a specific type of account, the
so-called Cash Management Account. Musmanno teaches specific software for
carrying this function out, which is shown, for example, in Figures 1A, [1B], 2, 3 and 4.”).
The examiner does not contend that Musmanno discloses using a data
processor to service inflation-indexed accounts.
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