Appeal No. 2005-2642
Reexamination Control No. 90/005,841
surcharge on all
loans at rates just
sufficient to cover
indexed payments
to depositors. This
meant, for example,
that in a year when
the index rose by 10
per cent, a bank
with one fifth of its
deposits in fully
index-linked
accounts would
place an index
surcharge of 2 per
cent on all its
outstanding loans.
This surcharge
became payable
immediately by
borrowers as
17
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