Ex Parte Filatov - Page 6

                    Appeal 2006-1160                                                                                                    
                    Application 10/155,453                                                                                              
                           We cannot find that the processor sends data, let alone a set of                                             
                    reference signatures, however, to the POS unit 100 when the customer's                                              
                    identity cannot be verified.  To the contrary, "[w]hen the processor 300 is                                         
                    unable to verify the customer's identity, or is unauthorized to cash the                                            
                    customer's check automatically, the processor may transmit information                                              
                    about the customer and the customer's check to a remotely-located                                                   
                    centralized services center ('CSC') through the public telephone network (see                                       
                    FIG. 4)."  (Stinson , col. 6, ll. 19-24.)  Because Stinson's POS unit 100                                           
                    transmits information to the remotely-located CSC, we agree with the                                                
                    Appellant that "the direction of information transmission is in the completely                                      
                    opposite direction to the direction of information transmission expressly                                           
                    recited in claim 1," (Br. 14), and in claim 10.                                                                     

                           The Examiner does not allege, let alone show, that the addition of                                           
                    Bello or Momose cures the aforementioned deficiency of Lee and Stinson.                                             
                    Absent a teaching or suggestion of the customer's identity, we are                                                  
                    unpersuaded of a prima facie case of obviousness.                                                                   

                                                        V. CONCLUSION                                                                   
                           For the aforementioned reasons, we reverse the rejection of claims 1                                         
                    and 10 and the rejections of claims 2-9, 11-14, and 16-18, which depend                                             
                    therefrom.                                                                                                          







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