Ex Parte Ramsey Catan - Page 4

                Appeal 2007-0820                                                                               
                Application 09/734,808                                                                         
           1          2.     The words “local” or “locally” appear nowhere in the claim.                       
           2          3.     According to the claim, the “consumer electronics device”                         
           3                 comprises a “processor,” but the claim does not state where the                   
           4                 processor is located or where its functions must be performed.                    
           5          4.     Although a “consumer electronics device” may be a single,                         
           6                 unitary object, housing all the functions needed to operate the                   
           7                 device, that is not always the case.  Consumer electronics                        
           8                 devices packaged to include, for example, a combination of a                      
           9                 base station and a remote transmitter, whereby the base station                   
          10                 processes information received from the remote transmitter                        
          11                 (e.g., by wireless communication), are also well known.                           
          12          5.     Claim 5 is worded broadly and thus does not exclude such a                        
          13                 combination.                                                                      
          14          6.     Furthermore, the Specification describes, as an embodiment of                     
          15                 the inventive device, a system wherein the bioauthentication                      
          16                 and sub-credit limit matching functions reside on a server:                       
          17                              It is another object of the invention to                             
          18                       provide a method and device, which, based                                   
          19                       on authentication of the user, enables the                                  
          20                       owner of the account to easily delegate                                     
          21                       different monetary degrees of access to the                                 
          22                       owner’s single account to different people                                  
          23                       and enables the entire family to access the                                 
          24                       account via a bioauthentication sensor. In                                  
          25                       this embodiment the account and                                             
          26                       bioauthentication information is stored at a                                
          27                       server so that access to the server can be                                  
          28                       achieved at home, at school, in a hotel, or                                 
          29                       other remote location.                                                      
          30                 (Specification 2:20-3:4.)                                                         

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