California Insurance Code ARTICLE 1 - General Provisions

  • Section 10110.
    Every person has an insurable interest in the life and health of:(a) Himself.(b) Any person on whom he depends wholly or in part for education or support....
  • Section 10110.1.
    (a) An insurable interest, with reference to life and disability insurance, is an interest based upon a reasonable expectation of pecuniary advantage through the continued life,...
  • Section 10110.2.
    An insurer shall be entitled to rely upon all statements, declarations, and representations made by an applicant for insurance relative to the insurable interest that...
  • Section 10110.3.
    (a) An insurer may not issue an individual life insurance policy to an applicant that insures the life of the applicant’s spouse unless the applicant’s spouse...
  • Section 10110.4.
    (a) Except as allowed in subdivision (c), an insurer may not issue or deliver a corporate-owned life insurance policy.(b) “Corporate-owned life insurance policy” means a life insurance...
  • Section 10110.5.
    (a) A policy or endorsement issued by an admitted life and disability insurer may contain a provision for a waiver of premium payments in the event...
  • Section 10110.6.
    (a) If a policy, contract, certificate, or agreement offered, issued, delivered, or renewed, whether or not in California, that provides or funds life insurance or disability...
  • Section 10111.
    In life or disability insurance, the only measure of liability and damage is the sum or sums payable in the manner and at the times...
  • Section 10111.2.
    (a) Under a policy of disability insurance other than health insurance, as defined in Section 106, including a policy of disability income insurance, as defined in...
  • Section 10111.5.
    An insurer shall not be liable for payments claimed under an individual or group policy of life insurance if the duty to make those payments...
  • Section 10111.7.
    (a) An insurer shall not deny or refuse to accept an application for life insurance, or refuse to insure, refuse to renew, cancel, restrict, or otherwise...
  • Section 10112.
    Subject to Section 2459 of the Probate Code, in respect to life or disability insurance, or annuity contracts (except as provided in Sections 2500 to...
  • Section 10112.1.
    (a) To the extent required by federal law, every health insurer that issues, sells, renews, or offers policies for health care coverage in this state shall...
  • Section 10112.2.
    To the extent required under federal law, a group or individual health insurance policy issued, amended, renewed, or delivered on or after September 23, 2010,...
  • Section 10112.25.
    (a) Every health insurer that issues, sells, renews, or offers health insurance policies for health care coverage in this state, including a grandfathered health plan, but...
  • Section 10112.26.
    (a) A health insurer that issues, sells, renews, or offers a specialized health insurance policy covering dental services shall, no later than September 30, 2015, and...
  • Section 10112.27.
    (a) An individual or small group health insurance policy issued, amended, or renewed on or after January 1, 2017, shall, at a minimum, include coverage for...
  • Section 10112.28.
    (a) This section shall apply to nongrandfathered individual and group health insurance policies that provide coverage for essential health benefits, as defined in Section 10112.27, and...
  • Section 10112.29.
    (a) (1) For a small employer health insurance policy offered, sold, or renewed on or after January 1, 2014, the deductible under the policy shall not exceed:(A) Two...
  • Section 10112.295.
    (a) Levels of coverage for the nongrandfathered individual market are defined as follows:(1) Bronze level: A health insurance policy in the bronze level shall provide a level...
  • Section 10112.297.
    (a) Levels of coverage for the nongrandfathered small group market are defined as follows:(1) Bronze level: A health insurance policy in the bronze level shall provide a...
  • Section 10112.3.
    (a) For purposes of this section, the following definitions shall apply:(1) “Exchange” means the California Health Benefit Exchange established in Title 22 (commencing with Section 100500) of...
  • Section 10112.3.a.
    (a) For purposes of this section, the following definitions shall apply:(1) “Exchange” means the California Health Benefit Exchange established in Title 22 (commencing with Section 100500) of...
  • Section 10112.300.a.
    (a) (1) A small employer health benefit plan in effect on December 31, 2013, and still in effect as of the effective date of this section, that...
  • Section 10112.35.
    (a) An insurer providing individual coverage in the Exchange shall cooperate with requests from the Exchange to collaborate in the development of, and participate in the...
  • Section 10112.4.
    The commissioner shall, in coordination with the Director of the Department of Managed Health Care, review the Internet portal developed by the United States Secretary...
  • Section 10112.5.
    (a) (1) Notwithstanding any other provision of law, every policy or certificate of health insurance marketed, issued, or delivered to a resident of this state, regardless of...
  • Section 10112.6.
    (a) Consistent with federal law, a sponsor of a prescription drug plan authorized by the federal Medicare Prescription Drug, Improvement, and Modernization Act of 2003 (P.L....
  • Section 10112.7.
    (a) A group or individual health insurance policy issued, amended, or renewed on or after January 1, 2014, that provides or covers any benefits with respect...
  • Section 10112.8.
    (a) (1) Except as provided in subdivision (c), a health insurance policy issued, amended, or renewed on or after July 1, 2017, that provides benefits through contracts...
  • Section 10112.81.
    (a) (1) By September 1, 2017, the commissioner shall establish an independent dispute resolution process for the purpose of processing and resolving a claim dispute between a...
  • Section 10112.82.
    (a) (1) For services rendered subject to Section 10112.8, effective July 1, 2017, unless otherwise agreed to by the noncontracting individual health professional and the insurer, the...
  • Section 10112.9.
    (a) (1) Notwithstanding Section 10273.4, an insurer, except an insurer issuing a specialized health insurance policy, issuing a policy or certificate of health insurance, as defined in...
  • Section 10113.
    Every policy of life, disability, or life and disability insurance issued or delivered within this State on or after the first day of January, 1936,...
  • Section 10113.1.
    The following provisions shall apply to this act:(a) “Advertisement” means any written, electronic, or printed communication or any communication by means of recorded telephone messages or...
  • Section 10113.2.
    (a) This section applies to any person entering into, brokering, or soliciting life settlements pursuant to this section and Sections 10113.1 and 10113.3.(b) (1) Except as provided in...
  • Section 10113.3.
    (a) A provider entering into a life settlement contract with any owner of a policy, wherein the insured is terminally ill, shall first obtain the following:(1) If...
  • Section 10113.35.
    (a) The commissioner may adopt rules and regulations reasonably necessary to implement the provisions of this act.(b) This section shall be prospective only, and nothing in the...
  • Section 10113.4.
    If a group life insurance policy contains a provision that makes a certificate holder’s coverage contestable on the grounds of suicide for a period following...
  • Section 10113.5.
    (a) An individual life insurance policy delivered or issued for delivery in this state shall contain a provision that it is incontestable after it has been...
  • Section 10113.6.
    (a) An insurer that is required to deliver a life insurance policy to the owner of the policy in order to start the period running during...
  • Section 10113.7.
    (a) An increase of premium on an individual life insurance policy that provides for premium changes by the insurer is not effective unless written notice is...
  • Section 10113.71.
    (a) Each life insurance policy issued or delivered in this state shall contain a provision for a grace period of not less than 60 days from...
  • Section 10113.72.
    (a) An individual life insurance policy shall not be issued or delivered in this state until the applicant has been given the right to designate at...
  • Section 10113.8.
    (a) Each health insurer that maintains an Internet Web site shall make a downloadable copy of the comparative benefit matrix prepared pursuant to Section 10127.14 available...
  • Section 10113.9.
    (a) This section shall not apply to short-term limited duration health insurance, vision-only, dental-only, or CHAMPUS-supplement insurance, or to hospital indemnity, hospital-only, accident-only, or specified disease...
  • Section 10113.95.
    (a) A health insurer that issues, renews, or amends individual health insurance policies shall be subject to this section.(b) An insurer subject to this section shall have...
  • Section 10113.95.a.
    (a) A health insurer that renews individual grandfathered health benefit plans shall be subject to this section.(b) An insurer subject to this section shall have written policies,...
  • Section 10114.
    Before an insurer may pay the proceeds of any contract of life or disability insurance to any undertaker or funeral director, as beneficiary or assignee,...
  • Section 10115.
    When a payment is made equal to the full first premium at the time an application for life insurance other than group life insurance is...
  • Section 10116.
    No group life insurance policy or disability insurance policy shall be issued or delivered in this State where the premiums or any part thereof is...
  • Section 10116.5.
    (a) Every policy of disability insurance that is issued, amended, delivered, or renewed in this state on or after January 1, 1999, that provides hospital, medical,...
  • Section 10117.
    (a) A policy of disability insurance, self-insured employee welfare benefit plan, or nonprofit hospital service plan may not provide an exception for other coverage where the...
  • Section 10117.5.
    No disability insurer contract that covers hospital, medical, or surgical benefits that is issued, amended, renewed, or delivered on and after January 1, 2002, shall...
  • Section 10117.52.
    (a) No health insurance contract in existence or issued, amended, or renewed on or after January 1, 2013, between a health insurer and a provider or...
  • Section 10118.
    A policy of disability insurance delivered or issued for delivery in this state more than 120 days after the effective date of this section, that...
  • Section 10119.
    On and after the operative date of this section:(a) No policy of disability insurance which, in addition to covering the insured, also covers members of the...
  • Section 10119.1.
    (a) This section shall apply to a health insurer that covers hospital, medical, or surgical expenses under an individual health benefit plan, as defined in subdivision...
  • Section 10119.2.
    (a) Every health insurer that offers, issues, or renews health insurance under an individual health benefit plan, as defined in subdivision (a) of Section 10198.6, shall...
  • Section 10119.2.a.
    (a) Every health insurer that offers, issues, or renews health insurance under an individual health benefit plan, as defined in subdivision (a) of Section 10198.6, shall...
  • Section 10119.3.
    (a) Notwithstanding any other provision of law, an agent or broker who assists an applicant in submitting an application to a health insurer has the duty...
  • Section 10119.5.
    (a) No individual or group policy of health insurance that is issued, amended, renewed, or delivered on or after July 1, 2003, that provides maternity coverage...
  • Section 10119.6.
    (a) On and after January 1, 1990, every insurer issuing, renewing, or amending a policy of disability insurance that covers hospital, medical, or surgical expenses on...
  • Section 10119.7.
    No group or individual policy of disability insurance which covers hospital, medical, or surgical expenses shall be issued, amended, delivered, or renewed in this state...
  • Section 10119.8.
    On and after January 1, 1993, every insurer issuing, amending, or renewing a policy of individual or group disability insurance that covers hospital, medical, or...
  • Section 10119.9.
    (a) A disability insurance policy or certificate covering hospital, surgical, or medical expenses, that meets the definition of “health benefit plan” in subdivision (a) of Section...
  • Section 10120.
    If a policy of disability insurance issued, issued for delivery, or renewed in this state after the effective date of this section provides in any...
  • Section 10120.2.
    (a)  This section shall only apply to a disability insurer that issues a dental insurance policy pursuant to this part.(b) For purposes of this section, the...
  • Section 10120.3.
    (a) With respect to a contract between an insurer covering dental services and a dentist to provide covered dental services to insureds, the contract shall not...
  • Section 10120.5.
    Any act by a disability insurer that covers hospital, medical, or surgical expenses that violates Section 510, Section 2056, or Section 2056.1 of the Business...
  • Section 10121.
    (a) No self-insured employee welfare benefit plan, issued or renewed on or after November 23, 1970, which contains coverage for sterilization operations or procedures, shall impose...
  • Section 10121.5.
    (a) When spouses are both employed as employees, and both have enrolled themselves and their eligible family members under a group policy of disability insurance provided...
  • Section 10121.6.
    (a) No policy of group disability insurance or self-insured employee welfare benefit plan which provides hospital, medical, or surgical expense benefits for employees, insureds, or policyholders...
  • Section 10121.7.
    (a) A policy of group health insurance that provides hospital, medical, or surgical expense benefits shall provide equal coverage to employers or guaranteed associations, as defined...
  • Section 10122.
    If a policy of group disability insurance issued or issued for delivery or amended in this state after the effective date of this section provides...
  • Section 10122.1.
    On and after the effective date of this section, every policy of disability insurance which covers hospital, medical, or surgical expenses on a group basis...
  • Section 10122.2.
    If a policy of group disability insurance issued, delivered, amended, or renewed in this state on or after the effective date of this section provides...
  • Section 10123.
    (a) No self-insured employee welfare benefit plan, issued or renewed on or after the effective date of this section, which provides coverage for an employee and...
  • Section 10123.1.
    Every self-insured employee welfare benefit plan, as defined in Section 10121, issued, amended as to benefits, or renewed after January 1, 1977, shall comply with...
  • Section 10123.2.
    On and after the effective date of this section, every self-insured employee welfare benefit plan which provides coverage for hospital, medical, or surgical expenses shall...
  • Section 10123.3.
    (a) No self-insured employee welfare benefit plan shall refuse to enroll any person or accept any person as a subscriber or renew any person as a...
  • Section 10123.31.
    (a) In addition to any other remedy permitted by law, the commissioner shall have the administrative authority to assess penalties specified in this section against self-insured...
  • Section 10123.35.
    (a) This section shall apply to the disclosure of genetic test results contained in an applicant or enrollee’s medical records by a self-insured welfare benefit plan.(b) Any...
  • Section 10123.36.
    (a) On or before July 1, 1999, for purposes of public disclosure, every disability insurer that covers hospital, medical, or surgical expenses, and authorizes insureds to...
  • Section 10123.4.
    If a self-insured employee welfare benefit plan issued, amended, or renewed in this state on or after the effective date of this section provides in...
  • Section 10123.5.
    (a) On or after January 1, 1993, every insurer issuing group disability insurance that covers hospital, medical, or surgical expenses shall provide benefits for the comprehensive...
  • Section 10123.55.
    (a) On or after January 1, 1993, every insurer issuing group disability insurance that covers hospital, medical, or surgical expenses shall offer benefits for the comprehensive...
  • Section 10123.6.
    On and after January 1, 1990, every insurer issuing group disability insurance which covers hospital, medical, or surgical expenses shall offer coverage for the treatment...
  • Section 10123.67.
    (a) On or before July 1, 1997, every disability insurer that covers hospital, medical, or surgical expenses, as described in subdivision (b), shall file with the...
  • Section 10123.68.
    (a) When requested by an insured or contracting health professional who is treating an insured, a disability insurer that covers hospital, medical, or surgical expenses shall...
  • Section 10123.7.
    (a) On or after January 1, 1986, every insurer issuing group health insurance shall offer coverage for orthotic and prosthetic devices and services under the terms...
  • Section 10123.8.
    (a) Every policy of disability insurance that provides coverage for hospital, medical, or surgical expenses, that is issued, amended, delivered, or renewed on or after January...
  • Section 10123.81.
    (a) Every individual or group policy of disability insurance or self-insured employee welfare benefit plan shall be deemed to provide coverage for mammography for screening or...
  • Section 10123.82.
    Every policy of disability insurance which provides for the surgical procedure known as a laryngectomy and which is issued, amended, delivered, or renewed in this...
  • Section 10123.83.
    (a) On or after January 1, 1995, every policy of disability insurance that covers hospital, medical, or surgical expenses and is issued, amended, delivered, or renewed...
  • Section 10123.835.
    (a) Every individual or group policy of disability insurance that covers hospital, medical, or surgical benefits that is issued, amended, or renewed on or after January...
  • Section 10123.84.
    (a) The Legislature finds and declares that the unique, private, and personal relationship between women patients and their obstetricians and gynecologists warrants direct access to obstetrical...
  • Section 10123.85.
    (a) For purposes of this section, the definitions in subdivision (a) of Section 2290.5 of the Business and Professions Code shall apply.(b) It is the intent of...
  • Section 10123.86.
    (a) Every policy of disability insurance covering hospital, surgical, or medical expenses that is issued, amended, renewed, or delivered on or after January 1, 1999, that...
  • Section 10123.865.
    (a) Commencing no later than July 1, 2012, every individual health insurance policy shall provide coverage for maternity services for all insureds covered under the policy.(b) For...
  • Section 10123.866.
    (a) Commencing no later than July 1, 2012, every group health insurance policy shall provide coverage for maternity services for all insureds covered under the policy.(b) For...
  • Section 10123.87.
    (a) No individual or group policy of disability insurance that provides coverage for hospital, medical, and surgical benefits that is issued, amended, renewed, or delivered on...
  • Section 10123.88.
    (a) Every policy of health insurance covering hospital, medical, or surgical expenses that is issued, amended, renewed, or delivered in this state on or after July...
  • Section 10123.89.
    (a) On and after July 1, 2000, every policy of disability insurance issued, amended, delivered, or renewed in this state that provides coverage for hospital, medical,...
  • Section 10123.9.
    On and after January 1, 1980, every group policy of disability insurance which covers hospital, medical, or surgical expenses on a group basis, and which...
  • Section 10123.91.
    (a) On or after January 1, 2009, every insurer that issues, amends, or renews an individual or group policy of health insurance that covers hospital, medical,...
  • Section 10123.10.a.
    (a) Every disability insurer transacting business in this state shall, on or after January 1, 1979, make available and offer to include in every group disability...
  • Section 10123.11.
    (a) No insurer shall deny a claim under a group disability policy for hospital, medical, surgical, dental, or optometric services for the sole reason that the...
  • Section 10123.12.
    Every health insurer, including those insurers that contract for alternative rates of payment pursuant to Section 10133, and every self-insured employee welfare benefit plan that...
  • Section 10123.13.
    (a) Every insurer issuing group or individual policies of health insurance that covers hospital, medical, or surgical expenses, including those telehealth services covered by the insurer...
  • Section 10123.131.
    (a) An insurer shall pay a provider for duplicating all information it requests in connection with a contested claim, and for patient records, as follows:(1) Except as...
  • Section 10123.132.
    (a) Every disability insurer that covers hospital, medical, or surgical expenses and that reviews and approves the medical necessity or appropriateness of requests by providers prior...
  • Section 10123.135.
    (a) Every disability insurer, or an entity with which it contracts for services that include utilization review or utilization management functions, that covers hospital, medical, or...
  • Section 10123.137.
    (a) Each contract between a health insurer and a provider shall contain provisions requiring a fast, fair, and cost-effective dispute resolution mechanism under which providers may...
  • Section 10123.14.
    On and after January 1, 1990, every self-insured employee welfare benefit plan containing hospital, medical, or surgical expense benefits or service benefits may provide coverage...
  • Section 10123.141.
    (a) Every policy of expense incurred hospital, medical, or surgical insurance issued, amended, or renewed on or after January 1, 1991, on a group basis, except...
  • Section 10123.145.
    (a) (1) Whenever an insurer issuing group or individual policies of disability insurance which covers hospital, medical, or surgical expenses determines that in reimbursing a claim for...
  • Section 10123.147.
    (a) Every insurer issuing group or individual policies of health insurance that covers hospital, medical, or surgical expenses, including those telehealth services covered by the insurer...
  • Section 10123.15.
    Every group policy of disability insurance which covers hospital, medical, and surgical expenses on a group basis, and which offers coverage for disorders of the...
  • Section 10123.16.
    Except for a preexisting condition, every disability insurer issuing policies of individual or group disability insurance in this state that offers group or individual coverage...
  • Section 10123.17.
    Except for a preexisting condition, every self-insured employee welfare benefit plan in this state that offers group coverage for long-term care facility services or home-based...
  • Section 10123.18.
    (a) Every individual or group policy of health insurance that provides coverage for hospital, medical, or surgical benefits, that is issued, amended, or renewed, on or...
  • Section 10123.184.
    (a) Every group policy of disability insurance that covers hospital, medical, or surgical expenses, and that provides maternity benefits, that is issued, amended, renewed, or delivered...
  • Section 10123.185.
    (a) Every policy of disability insurance that covers hospital, medical, or surgical expenses and is issued, amended, delivered, or renewed in this state and certificate of...
  • Section 10123.19.
    (a) Any disability insurance policy that includes terms that require binding arbitration to settle disputes and that restrict, or provide for a waiver of, the right...
  • Section 10123.191.
    (a) Notwithstanding any other law, on and after January 1, 2013, a health insurer that provides coverage for prescription drugs shall utilize and accept only the...
  • Section 10123.192.
    (a) A health insurer that provides prescription drug benefits and maintains one or more drug formularies shall do all of the following:(1) Post the formulary or formularies...
  • Section 10123.193.
    (a) The Legislature hereby finds and declares all of the following:(1) The federal Patient Protection and Affordable Care Act, its implementing regulations and guidance, and related state...
  • Section 10123.193.a.
    (a) The Legislature hereby finds and declares all of the following:(1) The federal Patient Protection and Affordable Care Act, its implementing regulations and guidance, and related state...
  • Section 10123.194.
    (a) Every disability insurer that covers hospital, medical, or surgical expenses, and, as part of that coverage, also covers prescription drug benefits, and that issues a...
  • Section 10123.195.
    (a) No group or individual disability insurance policy issued, delivered, or renewed in this state or certificate of group disability insurance issued, delivered, or renewed in...
  • Section 10123.196.
    (a) An individual or group policy of disability insurance issued, amended, renewed, or delivered on or after January 1, 2000, through December 31, 2015, inclusive, that...
  • Section 10123.197.
    (a) A request for an exception to a health insurer’s step therapy process for prescription drugs may be submitted in the same manner as a request...
  • Section 10123.198.
    (a) On and after July 1, 2011, in accordance with the requirements of subdivision (b), every health insurer that provides coverage for professional mental health services...
  • Section 10123.199.
    (a) A health insurer that provides coverage for professional mental health services shall establish an Internet Web site. Each Internet Web site shall include, or provide...
  • Section 10123.20.a.
    (a) Every individual or group disability insurance policy that covers hospital, medical, or surgical expenses that is issued, amended, delivered, or renewed on or after July...
  • Section 10123.201.
    (a) A policy of health insurance that covers outpatient prescription drugs shall cover medically necessary drugs. The policy may provide for step therapy and prior authorization...
  • Section 10123.202.
    (a) Every health insurance policy issued, amended, renewed, or delivered on or after January 1, 2017, excluding specialized health insurance policies, shall be prohibited from requiring...
  • Section 10123.203.
    Commencing January 1, 2019, an insurer shall prorate an insured’s cost sharing for a partial fill of a prescription dispensed pursuant to Section 4052.10 of...
  • Section 10123.205.
    (a) (1) A health insurer that reports rate information pursuant to Section 10181.3 or 10181.45 shall report the information described in paragraph (2) to the department no...
  • Section 10123.206.
    (a) Notwithstanding any other law, an individual or group health insurance policy issued, amended, or renewed on or after January 1, 2015, that provides coverage for...
  • Section 10123.21.
    On or after July 1, 1995, every individual or group policy of disability insurance that provides hospital, medical, or surgical coverage entered into, amended, or...
  • Section 10123.22.
    (a) A health insurer shall not deny coverage that is otherwise available under the health insurance policy for the costs of solid organ or other tissue...
  • Section 10124.
    (a) A self-insured employee welfare benefit plan delivered or issued for delivery in this state more than 120 days after the effective date of this section,...
  • Section 10124.7.
    Each self-insured employee benefit plan issued or renewed on or after the effective date of this section shall provide, where feasible, that benefits for confinement...
  • Section 10125.
    (a) On and after January 1, 1974, every insurer issuing group disability insurance which covers hospital, medical, or surgical expenses shall offer coverage for expenses incurred...
  • Section 10125.1.
    (a) Every insurer issuing group disability insurance that covers hospital, medical, or surgical expenses that offers coverage for a service that is within the scope of...
  • Section 10126.
    Every policy of group disability insurance issued, amended, or renewed on or after January 1, 1977, which provides hospital, medical, or surgical expense benefits for...
  • Section 10126.5.
    If a disability insurance policy between an insurer that covers hospital, medical, or surgical expenses and a provider requires that the provider accept, as payment...
  • Section 10126.6.
    (a) Every policy of disability insurance that provides hospital, medical, or surgical coverage under a health benefit plan, defined in subdivision (a) of Section 10198.6, that...
  • Section 10127.
    On and after January 1, 1974, every self-insured employee welfare benefit plan that provides coverage for hospital, medical, or surgical expenses shall offer coverage for...
  • Section 10127.1.
    (a) No policy of disability insurance providing loss of time benefits shall contain any provision for a reduction of such benefits during a benefit period because...
  • Section 10127.15.
    Any provision contained in a policy of disability insurance or a self-insured employee welfare benefit plan for a reduction of loss of time benefits during...
  • Section 10127.2.
    Each policy of disability insurance issued or renewed on or after the effective date of this section, which policy provides benefits that accrue after a...
  • Section 10127.21.
    Any data submitted by a health insurer to the United States Secretary of Health and Human Services, or his or her designee, for purposes of...
  • Section 10127.3.
    On and after January 1, 1985, every insurer issuing group disability insurance which covers hospital, medical, or surgical expenses shall offer coverage for expenses incurred...
  • Section 10127.4.
    (a) Except as provided in subdivisions (b) and (c), no contract that is issued, amended, renewed, or delivered on or after January 1, 1999, between a...
  • Section 10127.5.
    Every application for, certificate of, and policy of credit life or credit disability insurance shall set forth a statement in bold capital letters indicating that...
  • Section 10127.7.
    Every policy of individual life insurance with a face value of less than ten thousand dollars ($10,000) which is delivered or issued for delivery in...
  • Section 10127.8.
    (a) The purpose of this section is to assure truthful and adequate disclosure of all material and relevant information in the advertising of term life insurance...
  • Section 10127.9.
    (a) (1) Every individual life insurance policy and every individual annuity contract that is initially delivered or issued for delivery in this state on and after January...
  • Section 10127.10.a.
    (a) Every policy of individual life insurance and every individual annuity contract that is initially delivered or issued for delivery to a senior citizen in this...
  • Section 10127.11.
    Every insurer and life agent offering for sale individual life insurance policies or individual annuity contracts that are initially delivered or issued for delivery to...
  • Section 10127.12.
    Whenever an insurer provides an annual statement to a senior citizen policyowner of an individual life insurance policy or an individual annuity contract issued after...
  • Section 10127.13.
    (a) All individual life insurance policies and individual annuity contracts for senior citizens that contain a charge upon surrender, partial surrender, excess withdrawal, or penalties upon...
  • Section 10127.14.
    (a) The department and the Department of Managed Health Care shall compile information required by this section and Section 1363.06 of the Health and Safety Code...
  • Section 10127.16.
    (a) (1) After the termination of the pilot program under Section 10127.15, a health insurer shall continue to provide coverage under the same terms and conditions specified...
  • Section 10127.17.
    (a) The Life and Annuity Consumer Protection Fund is hereby created as a special account within the Insurance Fund. Each insurer admitted to transact insurance in...
  • Section 10127.18.
    (a) On and after January 1, 2005, a health insurer issuing individual policies of health insurance that ceases to offer individual coverage in this state shall...
  • Section 10127.19.
    Commencing March 1, 2013, and at least annually thereafter, every health insurer, not including a health insurer offering specialized health insurance policies, shall provide to...

Last modified: October 22, 2018