(1) A person shall not require as a condition of acceptance of a check or share draft, or as a means of identification, that the person presenting the check or share draft provide a credit card number or expiration date, or both, unless the credit is issued by the person requiring the information.
(2) Subsection (1) of this section shall not prohibit a person from:
(a) Requesting a person presenting a check or share draft to display a credit card as indicia of creditworthiness and financial responsibility or as a source of additional identification;
(b) Recording the type of credit card and the issuer of the credit card displayed by the person under paragraph (a) of this subsection;
(c) Requesting or receiving a credit card number or expiration date, or both, and recording the number or date, or both, in lieu of a security deposit to assure payment in event of default, loss, damage or other occurrence;
(d) Recording a credit card number or expiration date, or both, as a condition for acceptance of a check or share draft where the card issuer guarantees checks or share drafts presented by the cardholder upon the condition that the person to whom the check is presented records the card number or expiration date, or both, on the check or share draft;
(e) Requesting and recording the name, address, motor vehicle operator license number or state identification card number and telephone number of a person offering payment by check; or
(f) Verifying the signature, name and expiration date on a credit card.
(3) This section does not require acceptance of a check or share draft whether or not a credit card is presented.
(4) For purposes of this section, “person” means any individual, corporation, partnership or association. [Formerly 646.892]Section: Previous 646A.168 646A.170 646A.172 646A.200 646A.202 646A.204 646A.206 646A.210 646A.212 646A.214 646A.220 646A.222 646A.230 646A.232 646A.240 Next
Last modified: August 7, 2008