(1) A merchant that accepts a credit card or debit card for a transaction may require that the credit card or debit card holder provide personal information, other than the personal information that appears on the face of the credit card or debit card, for the purposes of verification of the card holder’s identity. The merchant may not write the information on the credit card or debit card transaction form.
(2) This section may not be construed to prevent a merchant from requesting and keeping in written form information necessary for shipping, delivery or installation of purchased goods or services, or for warranty when the information is provided voluntarily by a credit card or debit card holder.
(3) Any provision in a contract between a merchant and a credit card or debit card issuer, financial institution or other person that prohibits the merchant from verifying the identity of a person who presents a credit card or debit card in payment for goods or services by requiring or requesting identification is contrary to public policy and void.
(4) Nothing in this section may be construed to:
(a) Compel a merchant to verify the identity of a person who presents a credit card or debit card in payment for goods or services; or
(b) Interfere with the ability of a merchant to make and enforce policies regarding verification of the identity of a person who presents a credit card or debit card in payment for goods or services.
(5) As used in this section, “merchant” means a person who, in the ordinary course of that person’s business, permits persons to present credit cards or debit cards in payment for goods or services. [Formerly 646.894]
(Credit and Charge Card Solicitation Disclosure Requirements)
Section: Previous 646A.172 646A.200 646A.202 646A.204 646A.206 646A.210 646A.212 646A.214 646A.220 646A.222 646A.230 646A.232 646A.240 646A.242 646A.244 NextLast modified: August 7, 2008