(1) A consumer may elect to place a security freeze on the consumer’s consumer report by sending a written request to a consumer reporting agency at an address designated by the agency to receive such requests, or a secure electronic request at a website designated by the agency to receive such requests if such method is made available by the consumer reporting agency at the agency’s discretion.
(2) If the consumer is the victim of identity theft or has reported to a law enforcement agency the theft of personal information, the consumer may include a copy of the police report, incident report or identity theft declaration.
(3) The consumer must provide proper identification and any fee authorized by ORS 646A.610.
(4) Except as provided in ORS 646A.614, if a security freeze is in place, information from a consumer report may not be released without prior express authorization from the consumer.
(5) This section does not prevent a consumer reporting agency from advising a third party that a security freeze is in effect with respect to the consumer report. [2007 c.759 §4]
Section: Previous 646A.508 646A.510 646A.512 646A.514 646A.600 646A.602 646A.604 646A.606 646A.608 646A.610 646A.612 646A.614 646A.616 646A.618 646A.620 NextLast modified: August 7, 2008