A consumer reporting agency shall temporarily lift or remove a freeze placed on a consumerís credit report only in the following cases:
(1) Upon the consumerís request, pursuant to ORS 646A.608 (3) or (5).
(2) If the consumerís credit report was frozen due to a material misrepresentation of fact by the consumer, the consumer reporting agency may remove the security freeze. If a consumer reporting agency intends to remove a freeze upon a consumerís credit report pursuant to this subsection, the consumer reporting agency shall notify the consumer in writing at least five business days prior to removing the freeze placed on the consumer report. [2007 c.759 §7]Section: Previous 646A.514 646A.600 646A.602 646A.604 646A.606 646A.608 646A.610 646A.612 646A.614 646A.616 646A.618 646A.620 646A.622 646A.624 646A.626 Next
Last modified: August 7, 2008