Oregon Statutes - Chapter 646A - Trade Regulation - Section 646A.612 - Conditions for lifting or removing security freeze.

A consumer reporting agency shall temporarily lift or remove a freeze placed on a consumerís credit report only in the following cases:

(1) Upon the consumerís request, pursuant to ORS 646A.608 (3) or (5).

(2) If the consumerís credit report was frozen due to a material misrepresentation of fact by the consumer, the consumer reporting agency may remove the security freeze. If a consumer reporting agency intends to remove a freeze upon a consumerís credit report pursuant to this subsection, the consumer reporting agency shall notify the consumer in writing at least five business days prior to removing the freeze placed on the consumer report. [2007 c.759 §7]

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Last modified: August 7, 2008