No insurer or insurance producer may base an adverse underwriting decision in whole or in part on:
(1) The fact of a previous adverse underwriting decision or on the fact that an individual previously obtained insurance coverage through a residual market mechanism. However, an insurer or insurance producer may base an adverse underwriting decision on further information obtained from an insurer or insurance producer responsible for a previous adverse underwriting decision.
(2) Personal information received from an insurance-support organization whose primary source of information is insurers. However, an insurer or insurance producer may base an adverse underwriting decision on further personal information obtained as the result of information received from such an insurance-support organization. [1981 c.649 §14; 2003 c.364 §163]
Section: Previous 746.630 746.632 746.635 746.640 746.645 746.650 746.655 746.660 746.661 746.662 746.663 746.665 746.668 746.670 746.675 NextLast modified: August 7, 2008