Estate of Robert Wellford Lineweaver, Deceased, North Carolina Trust Company, Executor - Page 23

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               Mr. Lineweaver, after all the children have reached the                
               age of eighteen (18) years, may make whomever he wishes                
               the beneficiaries of any or all of his life insurance.                 
          Kathleen objected and wanted the children to be covered until               
          they reached age 21.  In the next draft, the age was changed to             
          21.  Also in that next draft Kathleen was, until she remarries,             
          to remain a beneficiary of policies in an amount up to $100,000.            
          The remarriage of Kathleen was also added to the fourth sentence            
          of that next draft.  That addition to the fourth sentence is not            
          in conflict with the "until she remarries" language in the third            
          sentence.  Without such an addition, an ambiguity could be                  
          injected; namely, it could be argued that she would no longer               
          remain a beneficiary once the daughters reached age 21 even if              
          she had not remarried by that time.  The fourth sentence in that            
          draft read:                                                                 
               Mr. Lineweaver, after all the children have reached the                
               age of twenty-one (21) years, and Mrs. Lineweaver has                  
               remarried, may make whomever he wishes the                             
               beneficiaries of any or all of his life insurance.                     
          This fourth sentence was not changed in the final version.                  
               The estate reads the fourth sentence as extending Kathleen's           
          coverage beyond her remarriage, contrary to the language in the             
          third sentence.  A more logical interpretation is that the fourth           
          sentence protects her against termination if she has not                    
          remarried by the time the children reach 21, terminating the                
          children's rights when they reach 21 and terminating her right              
          when she remarries.  This reading is consistent with the "until             





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