Norwest Corporation and Subsidiaries - Page 10

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          be removed from commercial office buildings if they could be                
          controlled in place.  Nevertheless, building owners had to take             
          precautions against the release of asbestos fibers.                         
               The presence of asbestos in a building does not necessarily            
          endanger the health of building occupants.  The danger arises when          
          asbestos-containing materials are damaged or disturbed, thereby             
          releasing asbestos fibers into the air (when they can be inhaled).          
               The Department of Labor, Occupational Safety and Health                
          Administration (OSHA), has established standards and guidelines for         
          permissible levels of employee exposure to asbestos.  Effective             
          July 21, 1986, the permissible exposure limit for employees was 0.2         
          fiber (longer than 5 micrometers) per cubic centimeter of air,              
          determined on the basis of an 8-hour time-weighted average.  At             
          half of the permissible exposure limit (0.1 fiber per cubic                 
          centimeter of air), employers are required to begin compliance              
          activities such as air monitoring, employee training, and medical           
          surveillance.                                                               
               Moreover, the EPA has established standards and guidelines for         
          the general public's exposure to asbestos.2  The EPA-recommended            
          guideline for general occupancy and clearance of a building after           

               2    In assessing the potential for fiber release, the EPA             
          in 1985 recommended evaluating the current condition of asbestos-           
          containing materials based on evidence of: (1) Deterioration or             
          delamination; (2) physical damage (e.g., the presence of debris);           
          and (3) water damage as well as the potential for future                    
          disturbance (based on proximity to air plenum or direct air                 
          stream, visibility, accessibility and degree of activity, as well           
          as change in building use).                                                 




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