Estate of Albert Fratini, Deceased, Marion Friedeberg, Personal Representative - Page 7

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               Decedent and Ms. Friedeberg jointly obtained interests in              
          several other properties after they began living together.  On              
          February 10, 1983, decedent and Ms. Friedeberg acquired property            
          located at 406 Chenery Street (Chenery), San Francisco,                     
          California, as joint tenants.  The total downpayment for Chenery            
          of $31,841.50 consisted of $1,000 cash and a check dated March              
          10, 1983, for $30,841.50.  The cash and the check funds were                
          drawn from a checking account held at California Federal Savings            
          Bank, which account was in the joint names of decedent and Ms.              
          Friedeberg.  The parties agree that the fair market value of                
          Chenery as of the date of decedent's death was $250,000.                    
               On September 12, 1984, decedent and Ms. Friedeberg acquired            
          property located at 941 Dolores Street (Dolores), San Francisco,            
          California, as joint tenants.  The purchase price of Dolores was            
          $290,000.  The escrow closing statement for the purchase of                 
          Dolores shows that a downpayment of $59,514.98 was made in the              
          form of a deposit, and the closing statement names both decedent            
          and Ms. Friedeberg as the parties making the downpayment.  On               
          September 13, 1984, as part of the purchase transaction, decedent           
          and Ms. Friedeberg assumed a previous loan from American Savings            
          and Loan Association in the amount of $117,218.39 payable to the            
          previous owners of the property.  Decedent and Ms. Friedeberg               
          also signed a note secured by a deed of trust in the amount of              
          $112,781.61 payable to the previous owners.  The parties agree              





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