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account with Bank of America by withdrawing the balance of
$4,000. On the same day, a withdrawal of $16,000 was made from
decedent's and Ms. Friedeberg's joint savings account with Bank
of America, and a $20,000 certificate of deposit (CD) was
purchased in the joint names of decedent and Ms. Friedeberg.
Approximately 6 months later, on October 5, 1979, decedent and
Ms. Friedeberg jointly purchased a CD for $20,000 to mature on or
about April 4, 1980.
On October 8, 1979, a withdrawal of $10,000 was made from
decedent's and Ms. Friedeberg's joint savings account with Bank
of America. On the same date, decedent and Ms. Friedeberg
jointly purchased a CD in the amount of $10,000 to mature on or
about April 7, 1980.
On January 14, 1980, a $10,000 withdrawal was made from
decedent's and Ms. Friedeberg's joint savings account with Bank
of America. On the same date, decedent and Ms. Friedeberg
jointly purchased a CD in the amount of $10,000 to mature on July
14, 1980. In addition to the foregoing CD's, decedent and Ms.
Friedeberg jointly owned a number of other CD's, which were
purchased with either funds received from existing CD's that
matured or funds from other sources.
On or about December 15, 1987, a fire occurred at the
Dolores property. Decedent and Ms. Friedeberg received a total
of $50,471.61 pursuant to a property claim agreement with State
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