Estate of Mary B. Bull - Page 6




                                        - 6 -                                         
          For             1991            1992         1993           1994            
          Living                                                                      
          expenses       $25,000.00      $53,616.14    $45,537.38    $22,984.69       
          Debris                                                                      
          removal           3,709.00       25,821.00        ---      ---              
          Land stabili-                                                               
          zation              ---         21,161.25      5,799.23     15,627.00       
          Landscaping       14,362.25       20,637.75        ---           ---        
          code                                                                        
          Upgrades              ---         16,312.41     42,261.53        ---        
          Other                                                                       
          structures        5,000.00      129,413.11        ---           ---         
          Building                                                                    
          contents        1143,623.00         ---       430,138.59        ---         
          Building re-                                                                
          construction   1287,245.00     264,735.72     90,117.01        ---          
          Total     478,939.25     531,697.38    613,853.74    38,611.69              
                1 These amounts were paid by Chubb in 1991 as payment in full of the  
          inflation indexed policy limits and were not originally designated for      
          rebuilding of the residence.                                                
               As of September 1994, Krueger increased the total projected            
          cost to complete the residence from $1,270,658 to $1,654,348.  As           
          of November 2, 1994, Krueger estimated that the completion of the           
          residence construction would cost $757,174.24.  As of May 31,               
          1997 when the residence was completed, a total of $1,759,509.65             
          had been paid to Krueger.                                                   
               After decedent’s death, her nephews, John and Thomas Eddy,             
          became coexecutors and primary beneficiaries of the estate, and,            
          ultimately, they decided to complete the reconstruction of the              
          residence.  During the summer of 1995, John and Thomas Eddy had a           
          disagreement about whether the residence should be completed.  An           
          attorney was engaged to negotiate a resolution, and an agreement            
          was reached about 1 year later.  The agreement provided that: (1)           
          No more than $44,000 would be paid for landscaping, with any                






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