Nicholas E. Eustace, et al. - Page 5




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               In January 1990, Applied Systems released TAM 4.0 for a                
          beta-test (i.e., during which agencies used the software in a               
          working environment to identify problems not discovered during              
          in-house testing).  In September 1990, Applied Systems began to             
          develop TAM 4.1, a series for large agencies.  In 1991, Applied             
          Systems beta-tested TAM 4.1.  Throughout 1992, Applied Systems              
          debugged TAM 4.1 and worked on TAM 5.0.  In October 1992, Applied           
          Systems decided to make TAM 4.1 its main product and adjust it              
          for small agencies by deactivating certain features.                        
               Applied Systems made 190 modifications to the TAM module in            
          converting Series 4.0 to 5.0.  During the years in issue, the               
          modifications to the TAM module included the following.                     
                    1.  Rounding Numbers                                              
               Applied Systems’ clients identified rounding errors in the             
          calculation of money amounts.  Programmers traced the errors to             
          extra decimal places in the compiler program.                               
                    2.  Locking Transactions                                          
               Applied Systems programmed the TAM module for “locking”                
          (i.e., allowing more than one user at a time to conduct                     
          transactions with a particular file).                                       
                    3.  Expanding Representation                                      
               Programmers expanded the representation on each byte of                
          memory from 9 to 32 objects (e.g., agencies, branches, or                   








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