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Since March 1980, petitioners have owned and lived in a
single-family residence located in San Dimas, California. On
January 17, 1994, petitioners’ residence was damaged by the
infamous Northridge earthquake. Although petitioners maintained
homeowners’ insurance at the time, their policy did not cover
damage caused by earthquake.
After the earthquake had occurred, petitioners sought
financial assistance from the Federal Emergency Management Agency
(FEMA). Toward that end, petitioners filed an application (No.
62245) for Disaster Housing Assistance. By letter dated August
26, 1994, FEMA advised petitioners, in part, as follows:
This is in response to your application for Disaster
Housing Assistance. You are eligible for financial
assistance to make essential home repairs because your
primary residence sustained damage as a result of the
disaster.
[FEMA] is issuing you a check for $2,641.96 to cover
the cost of making essential repairs to your home.
* * * It is important you understand that the law will not
allow us to pay for all the repairs your home needs, but
only those that are necessary to make it safe to live in.
* * * * * * *
If you disagree with FEMA’s decision, you may appeal
it. Your appeal must be in writing * * * . Your
appeal letter must be postmarked no later than the 60th
day after the date of this letter. * * * FEMA will
respond in writing to your appeal no later than 15
calendar days after we receive it.
Although the record is not definitive on the matter, it
would appear that petitioners did not appeal FEMA’s August 26,
1994, decision.
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