Steve M. and Khristine Norton, et al. - Page 6




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          Siding.  On the side, Mr. Owens assists in the sale of metal                
          roofing and siding for residential construction projects through            
          Northern Enterprises, and works miscellaneous construction-                 
          related jobs (i.e., building houses, putting on roofs, framing              
          houses, working on concrete projects).  Mr. Owens would sell                
          materials for Northern Enterprises to SNE on some construction              
          projects and receive a 5-percent commission on these sales.                 
          Northern Enterprises is a trust in which Mr. Owens owns one                 
          share.  The beneficiary of the Northern Enterprises trust is the            
          Fall Creek Company Trust, in which Mr. Owens’ children are the              
          beneficiaries.4  Additionally, when not acting as trustee, Mr.              
          Owens would perform subcontract work for SNE.                               
          Finger Lake Holding Trust                                                   
               The Finger Lake Holding Trust owns the house in which Mr.              
          Norton and his family currently reside.  The trustees are Mr.               
          Owens and Mr. Crockett.  The protector of the trust is David                
          Norton.  The beneficiaries of this trust are Mr. and Mrs. Norton            
          and their children.                                                         
          South Denali Lands Trust                                                    
               The South Denali Lands Trust was formed in 1993.  This trust           
          owns one duplex that was formerly the residence of Mr. Norton and           


               4  Mr. and Mrs. Norton sent $70,000 to the Fall Creek                  
          Company Trust in order to purchase railroad bonds from World                
          Contractual Services (WCS) in Salt Lake City.  Mr. Owens was in             
          charge of the Norton purchase; Mr. Norton does not know what Fall           
          Creek does, except that Mr. Owens is involved in its business.              





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