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In December 1994, petitioner filed a claim for insurance
loss with Mercer. The cause and origin of the loss was described
as “washing machine hose had a small split”. Petitioner listed
the amount of the loss as “Partial loss and damage claimed and
estimated (as of 12/2/94) $38,040.73 Cost of loss is still
mounting because of loss of use, lack of storage space, lack of
funds, inconvenience.” Attached to the claim form are numerous
pages of schedules of listed property. A hand-written list
prepared about the same time reflected the following categories
and amounts of claimed loss:
Total Estimates and Partial List as of 12/2/94
(3 months after flooding–-still no payment)
List Estimate or Cost Total
Part A Loss of work $4,334.58
Part B Loss of vacation 4,482.00
Part C Loss of use 1,954.00
Part D Meals out 2,184.00
Part E Transporting 964.55
Part F Salvage 1,023.00
Part G Storage (so far) 1,052.64
Part H Loss of property 7,387.00
Part I Damaged goods $500.00 500.00
Part J Appliances 1,562.00 1,562.64
Part K Repair to home 7,039.46 7,039.46
Part L Move vs. Trailer
& storage boxes 1,600.00 1,600.00
Part M Carpet 3,957.50 3,957.50
Total Partial Claim as of 12/2/94 1$38,040.73
1 We note that the correct total is $38,041.37, which varies by an
immaterial amount of $0.64 from what petitioner had calculated and
listed as her total partial claim.
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Last modified: May 25, 2011