Ruthe G. Ohrman - Page 18

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               When McConnell interviewed petitioner on September 11, 2002,           
          she inquired as to the Dean Witter account statements for the               
          6 months of March through August 1999.  Petitioner told McConnell           
          that monthly statements for the Dean Witter account came to the             
          Birdshill residence during 1999, but she did not open them                  
          because they were not addressed to her.  When questioned at                 
          trial, however, petitioner was not so forthcoming with an                   
          explanation as to what happened to the Dean Witter account                  
          statements for the 6 months of March through August 1999.                   
          Petitioner testified that she could not remember getting any                
          statements during 1999 for the Dean Witter account at the                   
          Birdshill residence.  Therefore, when examined in their totality,           
          petitioner’s response on the Innocent Spouse Questionnaire, her             
          response to McConnell during their interview of September 11,               
          2002, regarding the delivery of the Dean Witter account                     
          statements to the Birdshill residence during 1999, and her                  
          response at trial about these statements are vague, inconsistent,           
          and evasive.                                                                
               Mr. Ohrman also provided testimony as to what happened to              
          the Dean Witter account statements for the 6 months of March                
          through August 1999.  Mr. Ohrman testified that he would leave              
          work and “chase the mailtruck” in order to prevent the Dean                 
          Witter account statements from reaching the Birdshill residence.            
          He also testified that, when petitioner asked about the Dean                






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