Texas Insurance Code Title 10, Chapter 1952 - Policy Provisions And Forms For Automobile Insurance

SUBCHAPTER A GENERAL PROVISIONS

• Texas Section 1952.001 - Applicability Of Chapter
  Except as otherwise provided by this chapter, this chapter applies to an insurer writing automobile insurance in this state, including an insurance company, corporation, reciprocal...
• Texas Section 1952.051 - Policy Forms For Automobile Insurance
  Notwithstanding Subsections (1)-(4) and (7), Article 5.06, policy forms and endorsements for automobile insurance in this state are regulated under Chapter 2301 and Article 5.13-2....
• Texas Section 1952.0515 - Required Coverage
  An agent or insurer, including a county mutual insurance company, may not deliver or issue for delivery in this state a personal automobile insurance policy...
• Texas Section 1952.052 - Use Of Previously Approved Or Adopted Policy Forms Authorized
  An insurer may continue to use a policy form or endorsement approved or adopted by the commissioner under Article 5.06 before June 11, 2003, on...
• Texas Section 1952.053 - Withdrawal Of Approval
  The commissioner may, after notice and hearing, withdraw the commissioner's approval of a policy or endorsement form that was approved by the commissioner under Article...
• Texas Section 1952.054 - Required Disclosures Regarding Short-term Policies
  (a) An insurance policy or other document evidencing proof of purchase of a personal automobile insurance policy written for a term of less than 30...
• Texas Section 1952.0545 - Required Disclosure Regarding Named Driver Policies; Persons In Insured's Household
  (a) In this section, "named driver policy" means an automobile insurance policy that does not provide coverage for an individual residing in a named insured's...
• Texas Section 1952.055 - Certificate Of Insurance As Substitute For Insurance Policy
  (a) An insurer that complies with applicable requirements may issue and deliver a certificate of insurance as a substitute for issuing and delivering an insurance...
• Texas Section 1952.056 - Required Provision: Coverage For Certain Spouses
  A personal automobile insurance policy or any similar policy form adopted or approved by the commissioner under Article 5.06 or filed under Subchapter B, Chapter...
• Texas Section 1952.057 - Prohibited Provision: Payment On Conviction For Drug Offense
  (a) An insurer may not deliver or issue for delivery in this state an automobile insurance policy that provides payment on final conviction of the...
• Texas Section 1952.058 - Loss Control Information And Services Required
  (a) An insurer must provide loss control information as a prerequisite to writing commercial automobile liability insurance in this state. (b) The insurer shall provide...

SUBCHAPTER C UNINSURED OR UNDERINSURED MOTORIST COVERAGE

• Texas Section 1952.059 - Required Provision: Coverage For Certain Vehicles Acquired During Policy Term
  (a) This section applies to an insurer authorized to write automobile insurance in this state, including an insurance company, reciprocal or interinsurance exchange, mutual insurance...
• Texas Section 1952.101 - Uninsured Or Underinsured Motorist Coverage Required
  (a) In this section, "uninsured or underinsured motorist coverage" means the provisions of an automobile liability insurance policy that provide for coverage in at least...
• Texas Section 1952.102 - Uninsured Motor Vehicle
  (a) For purposes of the coverage required by this subchapter, "uninsured motor vehicle," subject to the terms of the coverage, is considered to include an...
• Texas Section 1952.103 - Underinsured Motor Vehicle
  For purposes of the coverage required by this subchapter, "underinsured motor vehicle" means an insured motor vehicle on which there is collectible liability insurance coverage...
• Texas Section 1952.104 - Required Provisions Relating To Uninsured Or Underinsured Motorist Coverage
  The portion of a policy form adopted under Article 5.06 or filed as provided by Subchapter B, Chapter 2301, to provide coverage under this subchapter...
• Texas Section 1952.105 - Liability Limits
  (a) The limits of liability for bodily injury, sickness, disease, or death must be offered to an insured in the amounts desired by the insured,...
• Texas Section 1952.106 - Recovery Under Underinsured Motorist Coverage
  Underinsured motorist coverage must provide for payment to the insured of all amounts that the insured is legally entitled to recover as damages from owners...
• Texas Section 1952.107 - Recovery Under Collision Or Combined Coverage
  (a) An insured who has collision coverage and uninsured or underinsured property damage liability coverage may recover under the coverage the insured chooses. (b) If...
• Texas Section 1952.108 - Insurer's Right Of Recovery
  (a) An insurer that makes a payment to any person under any coverage required by this subchapter is subject to the terms of that coverage...
• Texas Section 1952.109 - Burden Of Proof In Dispute
  The insurer has the burden of proof in a dispute as to whether a motor vehicle is uninsured. Added by Acts 2005, 79th Leg., Ch....

SUBCHAPTER D PERSONAL INJURY PROTECTION COVERAGE

• Texas Section 1952.110 - Venue
  Notwithstanding Section 15.032, Civil Practice and Remedies Code, an action against an insurer in relation to the coverage provided under this subchapter, including an action...
• Texas Section 1952.151 - Personal Injury Protection
  "Personal injury protection" consists of provisions of an automobile liability insurance policy that provide for payment to the named insured in the policy, members of...
• Texas Section 1952.152 - Personal Injury Protection Coverage Required
  (a) An insurer may not deliver or issue for delivery in this state an automobile liability insurance policy, including a policy provided through the Texas...
• Texas Section 1952.153 - Maximum Required Amount Of Personal Injury Protection
  This subchapter does not require an insurer to provide personal injury protection coverage in an amount that exceeds $2,500 for all benefits, in the aggregate,...
• Texas Section 1952.154 - Loss Of Income Benefits
  An insurer providing loss of income benefits under coverage required by this subchapter may require that the insured, as a condition of receiving those benefits,...
• Texas Section 1952.155 - Benefits Payable Without Regard To Fault Or Collateral Source; Effect On Subrogation
  (a) The benefits under coverage required by this subchapter are payable without regard to: (1) the fault or nonfault of the named insured or recipient...
• Texas Section 1952.156 - Payment Of Benefits
  (a) Subject to the requirements of this section and Section 1952.157, an insurer shall pay benefits under the coverage required by this subchapter periodically as...
• Texas Section 1952.157 - Action For Failure To Pay Benefits
  (a) If the insurer fails to pay benefits under the coverage required by this subchapter when due, the person entitled to those benefits may bring...
• Texas Section 1952.158 - Exclusion Of Benefits
  An insurer shall exclude benefits to an insured or the insured's personal representative under the coverage required by this subchapter if the insured's conduct contributed...
• Texas Section 1952.159 - Offset Against Liability Claim
  (a) If a liability claim is made by a guest or passenger described by Section 1952.151 against the owner or operator of the motor vehicle...
• Texas Section 1952.160 - Inapplicability To Accident Or Health Insurance
  This subchapter applies only to an automobile insurance policy subject to this subtitle or Subchapter A, Chapter 5, and does not apply to any other...

SUBCHAPTER E SHORT-TERM LIABILITY INSURANCE FOR

• Texas Section 1952.161 - Certain Coverage Unaffected
  This subchapter does not: (1) affect the offering of medical payments coverage, disability benefits, or accidental death benefits, as presently prescribed by the commissioner; or...
• Texas Section 1952.201 - Applicability Of Subchapter
  This subchapter applies to an insurer authorized to write automobile insurance in this state, including an insurance company, reciprocal or interinsurance exchange, mutual insurance company,...
• Texas Section 1952.202 - Definitions
  In this subchapter: (1) "Motor vehicle" means any private passenger vehicle or utility type vehicle that has a gross weight of not more than 25,000...
• Texas Section 1952.203 - Short-term Liability Insurance Program
  (a) The commissioner by rule may establish a program to provide for the sale of short-term liability insurance policies to nonresident motorists who are visiting...
• Texas Section 1952.204 - Agent License Required
  A person representing an insurer in selling short-term liability insurance policies under this subchapter must be licensed under Title 13. Added by Acts 2005, 79th...

SUBCHAPTER F GARAGE INSURANCE

• Texas Section 1952.205 - Sale Of Short-term Liability Insurance Policies
  An insurer selling short-term liability insurance policies under this subchapter shall use policy forms adopted by the commissioner under Article 5.06 or filed and in...
• Texas Section 1952.251 - Definitions
  In this subchapter: (1) "Garage customer" means a person or organization other than: (A) the named insured under a garage insurance policy; (B) an employee,...

SUBCHAPTER G REPAIR OF MOTOR VEHICLES

• Texas Section 1952.252 - Garage Insurance
  (a) A garage insurance policy may provide that a garage customer is not an insured under the policy and that the coverage under the policy...
• Texas Section 1952.301 - Limitation On Parts, Products, Or Repair Persons Or Facilities Prohibited
  (a) Except as provided by rules adopted by the commissioner, under an automobile insurance policy that is delivered, issued for delivery, or renewed in this...
• Texas Section 1952.302 - Prohibited Acts In Connection With Repair Of Motor Vehicle
  In connection with the repair of damage to a motor vehicle covered under an automobile insurance policy, an insurer, an employee or agent of an...
• Texas Section 1952.303 - Contracts Between Insurer And Repair Person Or Facility
  (a) A contract between an insurer and a repair person or facility, including an agreement under which the repair person or facility agrees to extend...
• Texas Section 1952.304 - Provision Of Information Regarding Repairs
  An insurer may not prohibit a repair person or facility from providing a beneficiary or third-party claimant with information that states: (1) the description, manufacturer,...
• Texas Section 1952.305 - Notice Of Rights Regarding Repair Of Motor Vehicle
  (a) At the time a motor vehicle is presented to an insurer, an insurance adjuster, or other person in connection with a claim for damage...
• Texas Section 1952.306 - Complaints
  A beneficiary, third-party claimant, or repair person or facility may submit a written, documented complaint to the department with respect to an alleged violation of...
• Texas Section 1952.307 - Rules
  Rules adopted by the commissioner to implement this subchapter must include requirements that: (1) any limitation described by Section 1952.301(a) be clearly and prominently displayed...

Last modified: September 28, 2016