Code of Virginia - Title 38.2 Insurance - Chapter 22 Liability Insurance Policies

38.2-2200 Required provisions as to insolvency or bankruptcy, and as to when action maintained against insure...
No policy or contract insuring or indemnifying against liability for injury to or the death of any person, liability for injury to or destruction of ...

38.2-2201 Provisions for payment of medical expense and loss of income benefits
A. Upon request of an insured, each insurer licensed in this Commonwealth issuing or delivering any policy or contract of bodily injury or property damage ...

38.2-2202 Required notice of optional coverage available
A. No original premium notice for insurance covering liability arising out of the ownership, maintenance, or use of any motor vehicle shall be issued or ...

38.2-2203 Policy providing for reimbursement for services that may be performed by certain practitioners othe...
Notwithstanding any provision of any policy or contract of bodily injury liability insurance, when the policy or contract provides for reimbursement for any service that ...

38.2-2204 Liability insurance on motor vehicles, aircraft and watercraft; standard provisions; "omnibus clau...
A. No policy or contract of bodily injury or property damage liability insurance, covering liability arising from the ownership, maintenance, or use of any motor ...

38.2-2205 Liability insurance on motor vehicles; standard provisions; applicability of other valid and collec...
A. 1. Each policy or contract of bodily injury or property damage liability insurance which provides insurance to a named insured in connection with the ...

38.2-2205.1 Suspension of liability coverage at insured's request
A. Each insurer issuing or delivering a policy or contract of motor vehicle insurance that includes coverage for bodily injury or property damage liability arising ...

38.2-2206 Uninsured motorist insurance coverage
A. Except as provided in subsection J of this section, no policy or contract of bodily injury or property damage liability insurance relating to the ...

38.2-2207 No policy to exclude coverage to employee
No policy or contract of bodily injury or property damage liability insurance relating to the ownership, maintenance, or use of a motor vehicle, aircraft or ...

38.2-2208 Notices of cancellation of or refusal to renew motor vehicle insurance policies
A. No written notice of cancellation or refusal to renew that is mailed by an insurer to an insured in accordance with the provisions of ...

38.2-2209 Motor vehicle liability medical benefit insurer not to retain right of subrogation to recover from ...
No policy or contract of bodily injury or property damage liability insurance that contains any representation by an insurer to pay all reasonable medical expenses ...

38.2-2210 Warning concerning cancellation to appear on application for motor vehicle liability insurance; rea...
A. Any application for the original issuance of a policy of insurance covering liability arising out of the ownership, maintenance, or use of any motor ...

38.2-2211 Motor vehicle liability insurer not to receive credit for other medical expense insurance
No policy or contract of bodily injury or property damage liability insurance that contains any representation by an insurer to pay all reasonable medical expenses ...

38.2-2212 Grounds and procedure for cancellation of or refusal to renew motor vehicle insurance policies; rev...
A. The following definitions shall apply to this section: "Cancellation" or "to cancel" means a termination of a policy during the policy period. "Insurer" means ...

38.2-2212.1 Powers of Commission; replacement policies
Upon the verified petition of an insurer, where the petitioning insurer proposes to replace all or substantially all of its policies in another insurer, the ...

38.2-2213 Discrimination in issuance of motor vehicle insurance
No insurer or agent shall refuse to issue a motor vehicle insurance policy as defined in § 38.2-2212 solely because of any one or more ...

38.2-2213.1 Certain action prohibited when motor vehicle owner fails to allow access to recorded data from reco...
No insurer or agent shall reduce coverage, increase the insured's premium, apply a surcharge, refuse to apply a discount other than a discount that is ...

38.2-2214 Statement defining rate classifications to be provided by insurer to insured
Any insurer issuing motor vehicle insurance policies as defined in § 38.2-2212, including those policies assigned to any insurer by the Virginia Automobile Insurance Plan, ...

38.2-2215 Failure to issue or failure to renew motor vehicle liability insurance on the basis of a motor vehi...
No insurer or agent shall refuse to issue or fail to renew a policy of motor vehicle liability insurance solely because of the age of ...

38.2-2216 Medical benefit offset against liability or uninsured motorist coverage prohibited
No policy or contract of bodily injury liability insurance which contains any representation by an insurer to pay medical expenses incurred for bodily injuries caused ...

38.2-2217 Reduction in rates for certain persons who attend motor vehicle accident prevention courses and dri...
A. Any schedule of rates, rate classifications or rating plans for motor vehicle insurance as defined in § 38.2-2212 filed with the Commission shall provide ...

38.2-2217.1 Insurers required to renew motor vehicle liability coverage for vanpools; exceptions
A. As used in this section, "vanpooling" means the type of joint arrangement described in subdivision 5 of § 46.2-2000.1 and § 46.2-1400 where such ...

38.2-2218 Adoption of standard forms for motor vehicle insurance
The Commission shall prepare a standard form whenever it believes that any form of policy or any form of rider, endorsement, or other supplemental agreement ...

38.2-2219 Hearing on objections to the form
If any insurer or rate service organization affected by an order entered pursuant to § 38.2-2218 files objections to a proposed standard form within the ...

38.2-2220 Use of form after adoption
Except as provided in § 38.2-2223, after any standard form is adopted by the Commission, no insurer shall use any form covering substantially the same ...

38.2-2221 Amendment of standard form
The Commission may amend the provisions of any standard form in the manner provided in this chapter for the adoption of a new standard form. ...

38.2-2222 Withdrawal of form
Whenever the Commission believes there is no further necessity for requiring the use of any standard form adopted under the provisions of this chapter, it ...

38.2-2223 Variations of, or additions to, form
For the word "company" appearing in any standard form, there may be substituted a more accurate descriptive term for the type of insurer. Additional provisions, ...

38.2-2224 Commission to establish guidelines for filing readable motor vehicle insurance policy form...
The Commission may establish guidelines for the filing of simplified and readable motor vehicle insurance policy forms that are acceptable for issuance. Notwithstanding the provisions ...

38.2-2225 Sending copies of orders to companies affected
A copy of each order entered by the Commission in accordance with the provisions of this chapter shall be sent to every insurer and rate ...

38.2-2226 Insurer to give notice to claimant of intention to rely on certain defenses and of execution of non...
Whenever any insurer on a policy of liability insurance discovers a breach of the terms or conditions of the insurance contract by the insured, the ...

38.2-2226.1 Insurer to give notice of settlement of claim
Whenever any insurer on a policy or contract of bodily injury or property damage liability insurance relating to the ownership, maintenance, or use of a ...

38.2-2227 Aircraft liability policy not to deny coverage for violation of federal or civil regulations, etc....
No insurance policy issued or delivered in this Commonwealth covering loss, expense, or liability arising out of the loss, maintenance, or use of an aircraft ...

38.2-2228 , 38.2-2228.1
Repealed by Acts 1996, c. 31. ...

38.2-2228.2 Certain medical malpractice claims to be reported to the Commission
All medical malpractice claims settled or adjudicated to final judgment against a person, corporation, firm, or entity providing health care, and any such claim closed ...

38.2-2229 Claims-made liability insurance
Pursuant to the authority granted in § 38.2-223, the Commission may issue regulations regarding claims-made liability insurance policies. These regulations may include, but are not ...

38.2-2230 Mandatory offer of rental reimbursement coverage
Every insurer issuing a new or renewal policy of motor vehicle insurance, as defined in § 38.2-2212, which provides comprehensive or collision coverage, shall offer ...

38.2-2231 Physical damage arbitration between insurers; alternate forums
A. Except as otherwise provided hereafter, insurers shall arbitrate and settle all disputed claims made for automobile physical damage between them in accordance with the ...

38.2-2232 Liability insurance on private pleasure watercraft; optional coverage
A. Every insurer issuing a new or renewal policy or contract covering liability arising from the ownership, maintenance or use of a private pleasure watercraft ...

38.2-2233 Installment payments of motor vehicle insurance
Whenever an insurer who accepts payments of insurance in installments and has a set date for the payment of an installment unilaterally changes the due ...

38.2-2234 Insurance credit score disclosure; use of credit information
A. Any insurer issuing or delivering a policy of motor vehicle insurance in this Commonwealth, as defined in § 38.2-2212, that uses credit information contained ...