Ex parte LOCKWOOD - Page 5




          Appeal No. 1997-2678                                                        
          Application No. 08/347,270                                                  


          one of said terminals for immediately transmitting selected                 
          stored information to said terminal; and                                    
                          means responsive to an order received                       
          from a terminal for updating data in said means for storing;                
                whereby said system can be used by                                    
          said entities, each using one of said terminals to exchange                 
          information, and to respond to inquiries and orders                         
          instantaneously and over a period of time.                                  
               The examiner relies on the following references:                       
          Lockwood et al. (Lockwood)   4,3259,631   Nov. 16, 1982                     
          Young "Computer Firm To Help Buyers Shop for Loans."                        
          Washington Post, published April 7, 1984                                    
               Claims 1 and 11-15 stand rejected under 35 U.S.C. § 112,               
          first paragraph, as relying on an inadequate written                        
          description and a nonenabling disclosure.                                   
               Claims 1 and 11-15 stand further rejected under 35 U.S.C.              
          § 103 as unpatentable over Lockwood in view of Loan Express.                
               Reference is made to the briefs and answer for the                     
          respective positions of appellant and the examiner.                         


                                       OPINION                                        
               We reverse.                                                            
               Turning first to the rejection under 35 U.S.C. § 112,                  
          first paragraph, at first it appears that the examiner bases                
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