Ex parte LOCKWOOD - Page 7




          Appeal No. 1997-2678                                                        
          Application No. 08/347,270                                                  


          added/amended features and corresponding text in the                        
          specification as originally filed” [answer-page 4].                         
               We have reviewed each and every claimed phrase objected                
          to by the examiner and we find that many of those terms have                
          clear meanings in the art which would have been understood by               
          the artisan as being disclosed, even if not in those exact                  
          words, within the specification as filed.  For example, terms               
          such as “directions,” “storing,” “fetching,” etc. are terms of              
          art which have clear support in the specification.  Sequences               
          “including directions” clearly refers to the description                    
          whereby communications with an applicant for a loan is                      
          performed through a video screen and instructions and requests              
          by a simulated loan officer give “directions” to an applicant.              
          Memory shown in the drawings provides support for “storing.”                
          The flowcharts of the drawings clearly provide support for                  
          fetching additional inquiring sequences.                                    
               Without going into each and every one of the claimed                   
          phrases objected to by the examiner, suffice it to say that we              
          agree with and adopt appellant’s arguments at pages 4-18 of                 
          the principal brief wherein appellant indicates exactly where               


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