Ex Parte PHILLIPS et al - Page 3




             Appeal No. 2001-1862                                                                                     
             Application No. 09/102,044                                                                               


                           receiving notification from the recipient that the stored value card                       
                    has been received.                                                                                
                    The prior art references of record relied upon by the examiner in rejecting the                   
             appealed claims are:                                                                                     
             “Boatmen’s Prepaid Cards for Worker-Incentive Firm” (Prepaid), American Banker,                          
             page 12, July 2, 1996.                                                                                   
             “Maritz Gets MASTERCARD’s Stamp of Approval Has Signed a Marketing Deal with                             
             MasterCard Intnl.” (Maritz), Business Travel News, Page A1, August 19, 1996.                             
             “A Store Card Issuer Looks for Lift From Electronic Gift Certificates” (Store Card), Credit              
             Card News, Page 4, February 1, 1995.                                                                     
             “Boatmen’s Floats Stored Value into the Employee Incentive Waters” (Floats), Debit                       
             Card News, Vol. 2, Issue 2, July 16, 1996.                                                               
             “More Retailers Turn to Co-Branding” Chain Store Age Executive with Shopping Center                      
             Age, New York, Feb. 1995, Anonymous. (More Retailers)                                                    
                    Claims 53-56, 58, 60, 72-75, 77, 79-82, 84, 86, 98-100, 103, and 104 stand                        
             rejected under 35 U.S.C. § 103 as being unpatentable over Your Choice MasterCard                         
             prepaid card as described in Floats, Prepaid and Maritz.  Claims 61, 62, 64-68, 87, 88,                  
             and 90-94 stand rejected under 35 U.S.C. § 103 as being unpatentable over More                           
             Retailers in view of Your Choice MasterCard  prepaid card as described in Floats,                        
             Prepaid and Maritz.  Claims 69-71 and 95-97 stand rejected under 35 U.S.C. § 103 as                      
             being unpatentable over Your Choice MasterCard  prepaid card as described in Floats,                     
             Prepaid and Maritz in view of Store Card.                                                                



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