Ex Parte FOX et al - Page 3




          Appeal No. 2003-0072                                                        
          Application No. 09/032,407                                                  


          by the seller in an amount indicated in the certificate as                  
          digitally signed; and                                                       
               (e) said seller presenting the commercial relationship                 
          certificate that was digitally signed by the first party to the             
          second party over the unsecure network in exchange for the                  
          payment, the second party referencing the amount indicated in               
          said commercial relationship certificate in making the payment to           
          the seller from the financial resources accessible by the first             
          party.                                                                      

               The examiner relies on the following references:                       
          Matyas et al. (Matyas)       4,941,176         Jul. 10, 1990                
          Rosen (407)                  5,455,407         Oct.  3, 1995                
          Rosen (518)                  5,557,518         Sep. 17, 1996                
          Tozzoli et al. (Tozzoli)     5,717,989         Feb. 10, 1998                
                                             (filed Oct. 13, 1994)                    
          Pare Jr. et al. (Pare)       5,764,789         Jun.  9, 1998                
                         (filed Sep. 27, 1996)                                        
          Ginter et al. (Ginter)       5,892,900         Apr.  6, 1999                
                         (filed Aug. 30, 1996)                                        
          Schneier, “Applied Cryptography”, Second Edition, Protocols,                
          Algorithms, and Source Code In C, John Wiley & Sons, Inc. (1996),           
          pp. 37-39, 58-59 and 483-502.                                               

               Claims 1, 13-17 and 19-30 stand rejected under 35 U.S.C.               
          § 103.  As evidence of obviousness, the examiner offers Ginter,             
          Schneier, Pare and Rosen(518) with regard to claims 1, 13-17 and            
          19.  The examiner offers Ginter, Schneier and Rosen (518) with              
          regard to claims 20 and 21 and the examiner offers Ginter,                  
          Schneier, Matyas, Rosen (407) and Tozzoli with regard to claims             
          22-30.                                                                      

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