Appeal No. 2003-0072 Application No. 09/032,407 method disclosed by Ginter “because such modifications would have provided ‘a separate algorithm for digital signatures that cannot be used for encryption.’” (Answer-page 6, quoting Schneier at page 37). Then, at page 7 of the answer, the examiner indicates that Ginter shows elements suggesting “enabling a first party to apply for registration with a second party, the first party having access to financial resources through the second party...” (identifying column 42, lines 4-16, column 210, lines 49-52, and column 223, lines 14-16 of Ginter) and elements suggesting “transferring the commercial relationship certificate to the first party from the second party over the unsecure network, the commercial relationship certificate being digitally signed by the second party and including the certified identifier...” (identifying column 261, lines 10-47 of Ginter). Because Gitner lacks an explicit recitation of “a commercial relationship certificate...,” the examiner interprets Ginter’s certificate as a commercial relationship certificate and also refers to the Rosen (518) disclosure of a “certificate” at column 5, lines 38-40. Since Ginter fails to explicitly show “an index to the -6–Page: Previous 1 2 3 4 5 6 7 8 9 10 11 12 13 14 NextLast modified: November 3, 2007