Appeal No. 2003-0072 Application No. 09/032,407 transaction...” (answer-page 21). The examiner’s rationale for combining the references in rejecting claims 22-30 also appears to be based more on hindsight than on what the skilled artisan would have gleaned from these references. But, in any event, since the initial combination of Ginter and Schneier was flawed, for the reasons supra, and Matyas, Rosen 407 and Tozzoli do not provide for the deficiencies thereof, we also will not sustain the rejection of claims 22-30 under 35 U.S.C. § 103 The examiner’s entire rationale appears to us to be a patch quilt of bits and pieces of the applied references, and disparate recitations in those references. We remain unconvinced that an artisan, on his/her own, without the guidance of appellants’ disclosure, would have combined the applied references in a manner as to result in the instant claimed invention. -12–Page: Previous 1 2 3 4 5 6 7 8 9 10 11 12 13 14 NextLast modified: November 3, 2007