Appeal No. 2003-0072 Application No. 09/032,407 financial resources accessible to the first party through the second party...,” the examiner cites various figures and column 4, lines 30-45, column 23, lines 45-52, column 24, lines 13-19, column 31, lines 13-21, and column 32, lines 19-21, of Pare. The examiner concludes that it would have been obvious to add the modifications of Pare to the method of Ginter “because such modifications would have provided a system that would have provided ‘financial services system that is highly resistant to fraudulent account accesses by unauthorized people’” (answer-page 8, referring to Pare’s column 6, lines 37-39). We have carefully reviewed the examiner’s rejection and rationale therefor and conclude that the examiner has not established a prima facie case of obviousness with regard to the instant claimed subject matter. From the portions of the references to which the examiner alludes, it appears that the examiner has merely referenced words which sound similar to certain terms within the instant claims but which have no bearing on the instant claimed invention. For example, instant claim 1 calls for a “commercial relationship certificate.” Claim 20 calls it a “certificate...assuring an authenticity of the first party” and produced by “the combination of the public key and the unique reference being digitally signed -7–Page: Previous 1 2 3 4 5 6 7 8 9 10 11 12 13 14 NextLast modified: November 3, 2007