Ex Parte MUNSIL et al - Page 7




              Appeal No. 2003-0957                                                                 Page 7                
              Application No. 09/074,074                                                                                 


              Cir. 1993) (quoting In re Rinehart, 531 F.2d 1048, 1051, 189 USPQ 143, 147 (CCPA                           
              1976)).                                                                                                    


                     Here, Thomson's "invention . . .  involves the creation and use of an integrated                    
              billing document which includes at least two portions; namely, an invoice or bill, and a                   
              check document, each of which have printed and encoded thereon certain particular                          
              data pertaining to the payee, payer, the amount of the bill, the payer's account number                    
              and the payer's accounts receivable number."  Col. 15, ll. 30-38.  "This [invention]                       
              includes the functions of generation of the initial customer and financial institution                     
              control file data base from source data and from the extraction of data from other data                    
              base sources. . . ."  Col. 12, ll. 63-66.  "The contents of the file includes such elements                
              as," id. at ll. 67-68, "[c]ustomer name and address," col. 13, l. 4; "[p]ayee name, id at                  
              l. 11; and "[v]ariable message data. . . ."  Id. at l. 17.                                                 


                     For its part, Baggarly discloses "an inserter machine which includes optional                       
              advertising inserts for stuffing with a customer's envelope if and only if the additional                  
              weight of the inserts does not increase the postage amount required by the stuffed                         
              envelope."  Col. 2, ll. 20-24.  The reference explains that "[w]hile [a] statement of                      
              account and . . . general interest and special interest informational enclosures [] are                    
              high priority 'required" items for inclusion in a customer's envelope, . . . advertising                   








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