Appeal No. 2004-0013 Application No. 09/234,889 Page 7 terminal means (page 4). From this disclosure of Willmore, we find that the transaction log will include a purchase log. In addition, we find that although Willmore discloses that a smart card may be used instead of a magnetic card (pages 2, 5, and 8) we find that Willmore refers to the smart card as a card having data which can be written or read (page 8). From this disclosure of Willmore, we find that although Willmore discloses a smart card, that the smart card is used as a magnetic card would be used, and that Willmore does not make use of the capabilities of the smart card. In addition, we find that Willmore is silent as to how the purchase history is recorded, and does not disclose that the transactions are recorded in ascending numerical order. We further find that in Willmore, the loyalty program information is stored on the magnetic card or token (pages 2 and 4). From this disclosure, we find that loyalty program information is stored on the magnetic card, and that the loyalty program information is stored in a register. However, Willmore does not disclose that the loyalty program application itself is stored on the smart card. In addition, although Willmore discloses the use of the loyalty program for the products of different manufacturers, Willmore only discloses use of the loyalty program with a single merchant, and therefore does notPage: Previous 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 NextLast modified: November 3, 2007