Appeal No. 2004-0013 Application No. 09/234,889 Page 11 store. The terminal reads the accumulated data on the smart card 12, and allows the user to instruct the terminal to perform a selected function, such as printing out the purchaser's accumulated point value or details of promotional activities. A further alternative allows the terminal to modify the accumulated data by reducing the point value, in return for obtaining a discount on purchases made at that visit (pages 13 and 14). Although Willmore discloses that the stand-alone terminal is used when entering the store, we find that the teachings of Willmore suggest that the stand-alone terminal could also be used before leaving the store. Willmore further discloses (page 3) that the terminal compares identifying data with predetermined data to determine the required modification of the accumulated data, i.e., to determine whether loyalty points should be awarded for a particular purchase. However, we find no teaching or suggestion that Willmore, the only reference relied upon by the examiner having a stand-alone terminal, that would have taught or suggested adding the identified transaction information to the stored loyalty information at the stand-alone terminal, as recited in claim 1. Instead, Willmore discloses that the transaction data is added to the smart card by the terminal 14 or to the optional loyalty controller. Accordingly, we do not agreePage: Previous 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 NextLast modified: November 3, 2007