Appeal No. 2004-0013 Application No. 09/234,889 Page 14 With respect to claim 79, appellants sole argument (brief, page 14) is that the combined teachings of the prior art as a whole does not describe: that loyalty program information is stored in a loyalty register of a loyalty program application in programmable memory on a smart card microcomputer, that transaction information is stored on the purchase log part of the transaction log in programmable memory on the smart card microcomputer, that the stored transaction information is compared with the stored loyalty program information by an application program in programmable memory on the smart card microcomputer internally as a function of the smart card microcomputer independently of the merchant terminal, that transaction information stored on the purchase log part of the transaction log is identified by the application program in programmable memory on the smart card microcomputer about at least one transaction with an associated transaction number that is numerically greater than any transaction number for the merchant stored in the stored loyalty program information, and that the identified transaction information is added to the stored loyalty program information by the application program in programmable memory on the smart card microcomputer. At the outset, we not that instead of reciting the stand- alone terminal, claims 76 and 79 recite, inter alia, that the transaction information is compared with the stored loyalty information on the smart card independently of the merchant terminal. We make reference to our findings, supra, with respect to claim 1. In addition, we find that upon storing the loyalty program application on the smart card as taught by Willmore, asPage: Previous 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 NextLast modified: November 3, 2007