Appeal No. 2004-0013
Application No. 09/234,889 Page 15
taught by Deo, the transaction information and the stored loyalty
program information would be stored on the smart card,
independently of the merchant terminal. Accordingly, we find
that the combined teachings of the prior art suggest the
limitations of independent claims 76 and 79. The rejection of
claims 76 and 79 under 35 U.S.C. § 103(a) is therefore affirmed.
CONCLUSION
To summarize, the decision of the examiner to reject claims
1-5, 8, 9, 12-14, 19-25, 27, 31-35, 38-40, 43, 48-57, 60, 68, 72,
77 and 78 under 35 U.S.C. § 103(a) is reversed. The rejection of
claims 76 and 79 under 35 U.S.C. § 103(a) is affirmed.
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