Ex Parte Kane - Page 4



            Appeal 2006-3331                                                                               
            Application 10/829,797                                                                         
               3. Claims 3, 16, and 20 stand rejected under 35 U.S.C. § 103(a) as unpatentable             
                  over McNeal, Abecassis, and Sunderji.                                                    
               4. Claim 15 stands rejected under 35 U.S.C. § 103(a) as unpatentable over                   
                  McNeal, Abecassis, Sunderji, and Braun.                                                  
               5. Claims 4, 5, and 21 stand rejected under 35 U.S.C. § 103(a) as unpatentable              
                  over McNeal, Abecassis, and Tedesco.                                                     
               6. Claims 6 and 22 stand rejected under 35 U.S.C. § 103(a) as unpatentable                  
                  over McNeal, Abecassis, and Dahl.                                                        
               7. Claim 7 stands rejected under 35 U.S.C. § 103(a) as unpatentable over                    
                  McNeal, Abecassis, and Walker.                                                           
               8. Claims 8 and 23 stand rejected under 35 U.S.C. § 103(a) as unpatentable                  
                  over McNeal, Abecassis, and Creekmore.                                                   
               9. Claim 24 stands rejected under 35 U.S.C. § 103(a) as unpatentable over                   
                  McNeal, Braun, Tedesco, and Abecassis.                                                   

                                                 ISSUES                                                    
                  The issues before us are:                                                                
                  (1) whether the Appellant has shown that the Examiner erred in determining               
            that one having ordinary skill in the art at the time the invention was made would             
            have been led, in view of the prior art, to a method and apparatus for preventing              
            check fraud that transmits checking account information and personal                           
                                                                                                          
            found to be without consequence in this case.                                                  

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