Ex Parte Kane - Page 14



            Appeal 2006-3331                                                                               
            Application 10/829,797                                                                         
            justified.  In re Prater, 415 F.2d 1393, 1404-05, 162 USPQ 541, 550-51 (CCPA                   
            1969).  We do not see where the Specification requires us to interpret “personal               
            identification access information” as being limited to “a secret protected number.”            
            As such, we give this phrase its broadest reasonable interpretation in light of the            
            claim terms used and consistent with the Specification to mean information used to             
            authenticate a person as someone who has the right to make use of3 a checking                  
            account.                                                                                       
                  The Appellant further argues that the claimed “service provider” should be               
            interpreted as “a company which gives its subscribers access to the internet”                  
            (Appeal Br. 12).  Again, we find nothing in the Appellant’s Specification that                 
            would require us to interpret this claim term so narrowly.  In particular, the                 
            Specification does not include the definition proffered by the Appellant (Finding of           
            Fact 3).  The Appellant attempts to show that the term “service provider” has                  
            acquired an accepted definition in the internet art (Evidence Appendix).  However,             
            it appears that the Appellant is relying on definitions of “Internet Service                   
            Providers” (e.g., those companies who business it is to provide customers with                 
            access to the internet).  That is clearly not what is intended by the Appellant’s              
            claimed “service provider.”  The “service provider” of the claimed invention is not            
            providing a retailer with access to the internet; rather, the claimed service provider         
            compares stored information with received information and transmits a verification             
                                                                                                          
            3 A common and ordinary meaning of “access”, as a noun, is the “ability or right to            
            approach, enter, exit, communicate with, or make use of: has access to the                     
            restricted area; has access to classified material.”  American Heritage Dictionary             
            of the English Language (4th ed. 2000), found at www.bartelby.com.                             
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