Ex Parte Kane - Page 21



            Appeal 2006-3331                                                                               
            Application 10/829,797                                                                         
                  Abecassis teaches that it was known in the art at the time the invention was             
            made to use a personal identification number (PIN) as a means to control access to             
            a system.  In particular, Abecassis describes that in one embodiment, the user                 
            making a payment by check enters a check number (at step 2206), the check                      
            information is then transmitted (at step 2209) to the deposit center 40 and the                
            Finding of Fact 16).  Abecassis teaches that the approval transaction entails first            
            checking whether or not the user has a valid identification password (Finding of               
            Fact 17).  Abecassis further discloses in another embodiment a method for a buyer              
            to place a payment of a deposit on hold by means of an interactive touch tone                  
            phone 103 (Finding of Fact 18).  To access the system, the user is asked via the               
            touch tone phone system to punch in the user’s key number and access code                      
            (Finding of Fact 19).                                                                          
                  The issue before us is whether the mere substitution of a known PIN in place             
            of McNeal’s fingerprint data would have been obvious to one having ordinary skill              
            in the art.  We find that it would have been obvious because the substitution of a             
            PIN for a fingerprint as a means of identifying an authorized user would have been             
            within the skill of one of ordinary skill in the art and would have yielded a                  
            predictable result.  See United States v. Adams, 383 U.S. 42, 50-51 (1966) (when a             
            patent claims a structure already known in the prior art that is altered by the mere           
            substitution of one element for another known in the field, the combination must               
            do more than yield a predictable result.)                                                      
                  Further, even though Abecassis teaches using the access code (or PIN) for                
            accessing the deposit center 40, rather than accessing a checking account, it would            

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