Appeal 2007-0394 Application 09/769,036 2. Appellants’ Specification does not provide a definition or specific method for the phrase electronically transmitting proceeds, nor does it utilize the phrase in a manner contrary to its customary meaning. 3. The ordinary and customary meaning of “an affiliate” is an affiliated person or organization, i.e., an entity closely associated with another typically in a dependent or subordinate position Merriam-Webster’s Collegiate Dictionary 21 (11th ed. 2005). 4. The Specification does not define the term affiliate, nor does it utilize the term contrary to its customary meaning. 5. The ordinary and customary meaning of a computer system is a group of devices or artificial objects or an organization forming a network esp. for distributing something or serving a common purpose. Merriam-Webster’s Collegiate Dictionary 1269 (11th ed. 2005). 6. The Specification does not define the term “computerized system”, nor does it utilize the term contrary to its customary meaning. 7. Typically, when a customer orders an international payment transaction, the order is initially placed at the institution holding the customer’s source account. The source financial institution typically has a relationship with a correspondent bank, Regional Clearing House, or other financial institution. The correspondent bank or Regional Clearing House, in turn, has direct relationships with other banks and financial institutions in the destination country, and can provide additional services such as currency exchange transactions and account verification (Harada ¶ 5). 6Page: Previous 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Next
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