Ex Parte Blair - Page 3

               Appeal No. 2007-0395                                             Page 3                
               Application No.  09/789,678                                                            

          1               providing purchasing information over the computer                          
          2         network including a location for the consumer (14) to the                         
          3         facilitator (16),                                                                 
          4               determining the local retailer (20) having jurisdiction                     
          5         over the purchase based upon the location of the customer (14),                   
          6               initiating a transmission of a first set of funds by the                    
          7         facilitator (16) from the customer (14) for payment of the                        
          8         goods,                                                                            
          9               initiating a transmission of a portion of the first set of                  
         10         funds as a second set of funds by the facilitator (16) to the                     
         11         supplier (18) for the cost of the goods,                                          
         12               initiating a transmission of a portion of the first set of                  
         13         funds as a third set of funds by the facilitator (16) to the local                
         14         retailer (20) to service the customer (14),                                       
         15               delivering the goods to the customer (14), and                              
         16               servicing the customer (14) at the local retailer (20) on                   
         17         behalf of the supplier (18) as a result of receiving the third set                
         18         of funds including accepting the return of the goods by the                       
         19         customer (14) to the local retailer (20) in exchange for                          
         20         arranging the reimbursement of the funds.                                         
         21                                                                                           
         22                                    ISSUES                                                 
         23         The issue on appeal is whether Appellant has established that the                 
         24    Examiner erred in rejecting the claims as being unpatentable over the prior            
         25    art.                                                                                   
         26                                                                                           
         27                             FINDINGS OF FACT                                              
         28         The following findings of fact (FF) are believed to be supported by at            
         29    least a preponderance of the evidence.                                                 
         30    1. The claimed subject matter is directed to a method of purchasing and                
         31    selling goods to a customer (14) (see Fig. 4 of the specification which                




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