Appeal No. 2007-0395 Page 6
Application No. 09/789,678
1 of the customer is determined” at col. 9, line 67 – col. 10, line 2.
2 (Answer, p. 5).
3 11. The Examiner finds that Walker discloses the step of “the
4 facilitator initiates a transmission of a first set of funds from the
5 customer for payment of the goods purchased” at Fig 8b. reference no.
6 S8-13. (Answer, p. 5).
7 12. The Examiner finds that Walker discloses the step of “the
8 facilitator initiates a transmission of a portion of the first set of funds
9 as a second set of funds to the local retailer to service the customer” at
10 col. 25, lines 8-21). (Answer, p. 5).
11 13. The Examiner finds that Walker discloses the step of “the goods
12 are delivered to the customer” at col. 7, lines 8-10. (Answer, p. 5).
13 14. The Examiner finds that Walker (col. 24, lines 54-55a)
14 discloses picking up the purchased goods from the local retailer but
15 does not disclose the step of:
16 • the local retailer services the customer on behalf of the supplier
17 as a result of receiving a third set of funds and accepting the
18 return of the goods by the customer in exchange for arranging
19 the reimbursement of the funds. (Answer, p. 5).
20
21 15. The Examiner finds that Rogers discloses the returning of the
22 purchased goods at col. 3, lines 1-12 and in the Abstract. (Answer, p. 5).
23 16. The Examiner finds “[i]t would have been obvious to one of ordinary
24 skill in the art at the time [ ] the invention was made to modify the method of
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