Mark R. and Diane R. Webb - Page 14

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          Court held that, under the pertinent Utah Rules of Civil                    
          Procedure, "a judgment is complete and is deemed entered for all            
          purposes when the same is signed and filed".  Further, respondent           
          cited First Natl. Bank v. Haymond, 57 P.2d 1401, 1405 (Utah                 
          1936), wherein the Utah Supreme Court stated that "The clerk,               
          must, as a mere ministerial duty, enter a deficiency judgment               
          against the proper parties when the return of the sale shows that           
          the mortgaged property is not sold for an amount sufficient to              
          pay the amount due and owing".  (Emphasis added.)  The facts that           
          the failure to docket the judgment was not an act that was                  
          required of Citizens, but was required of the clerk of court;               
          that such an act of omission by the clerk was a ministerial                 
          omission; that there was a return by the sheriff, a public                  
          record, which clearly reflected a deficiency balance on the                 
          judgment following the foreclosure sale; that both Citizens and             
          petitioner recognized there was an enforceable unpaid balance due           
          after the foreclosure sale; that subsequent payments were                   
          credited to the unpaid deficiency; and that the remaining unpaid            
          balance was listed and thereafter discharged by a bankruptcy                
          court all lead this Court to conclude and hold that, following              
          the foreclosure sale, Citizens held a legally enforceable                   
          deficiency judgment against petitioner, and that this liability             
          existed despite the failure of a public official to perform a               
          purely ministerial duty.  The unpaid deficiency, therefore,                 
          survived the foreclosure sale.                                              




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