Mississippi State University Alumni, Inc. - Page 9

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               3.   Mailing Lists and Updates                                         
               Petitioner gave PB&T copies of petitioner's list of the                
          names and addresses of its members twice during the years in                
          issue on 8�-inch computer diskettes.  The lists had about 55,000            
          names.  PB&T could not operate the diskettes and paid an outside            
          company to convert them to a format it could use.                           
               Carr made these copies of the mailing list diskettes for               
          PB&T in less than 30 minutes.  To generate the two lists for                
          PB&T, Carr used the computer program and the procedure that she             
          used to generate similar lists for petitioner.                              
               PB&T sent address changes for cardholders to petitioner                
          about once a month.  Petitioner added the new addresses to its              
          data base.                                                                  
               4.   Advertising by PB&T                                               
               Petitioner asked PB&T to advertise the credit cards in                 
          Alumnus and Affairs of State, a newsletter (not further described           
          in the record).  Petitioner began to actively sell advertising              
          for Alumnus in 1990.                                                        
               PB&T prepared and paid for advertisements for the credit               
          card program in Alumnus for the fall of 1988, fall of 1990, and             
          spring and fall of 1991.                                                    
               PB&T advertised the card in the student newspaper and sports           
          programs.  During 1988 and 1989, PB&T bought advertising for the            
          affinity credit card in MSU’s football programs.  Once in                   
          conjunction with a football game during the years in issue, and             




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