Debra Susan Dickerson - Page 5




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               Under the second cause of action, petitioner sought recovery           
          of an unspecified sum for actual damages, general damages,                  
          punitive damages, and such other damages as authorized by Alabama           
          law.  Petitioner did not allege how such damages should be                  
          allocated among the types of damages sought.                                
               The third cause of action alleged that Liberty Life was                
          guilty of conversion by taking various premium payments that were           
          made by petitioner as a result of the representations or                    
          concealment and suppression practiced by Liberty Life.  Under               
          this cause of action, petitioner sought recovery of an                      
          unspecified sum for actual damages, general damages, punitive               
          damages, and such other damages as authorized by Alabama law.               
          Petitioner did not allege how such damages should be allocated              
          among the types of damages sought.                                          
               The fourth cause of action alleged that Liberty Life was               
          guilty of a breach of fiduciary duty to petitioner by virtue of             
          committing the acts described in the amended complaint.  Under              
          this cause of action, petitioner sought recovery of an                      
          unspecified sum for actual damages, general damages, punitive               
          damages, and such other damages as authorized by Alabama law.               
          Petitioner did not allege how such damages should be allocated              
          among the types of damages sought.                                          
               In May 1995, petitioner settled her action against Liberty             
          Life for $40,000.  The settlement was memorialized by a release,            






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