Brewer Quality Homes, Inc. - Page 13

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          F.  Business Practices                                                      
               1.  Products                                                           
               Over the years, petitioner has been a dealer of about 20               
          different brands of mobile homes.  In 1995 and 1996, petitioner             
          carried the Fleetwood line of mobile homes as its primary product           
          offering.  Fleetwood manufactures price-competitive, high quality           
          mobile homes.  Fleetwood dealerships generally are very                     
          successful.                                                                 
               During the years in issue, petitioner did not have a                   
          franchise agreement with Fleetwood, nor did petitioner receive              
          any market protection from it.  Indeed, there was another                   
          Fleetwood retailer located “almost next door” to petitioner.                
               For 1995-1996, petitioner was ranked number 36 of Fleetwood            
          retailers in the nation.  For 1996-1997, petitioner was ranked              
          (1) the top Fleetwood retailer in Louisiana, and (2) number 13 in           
          the nation.                                                                 
               2.  Financing                                                          
               Since 1991, petitioner has offered financing to customers              
          who Jack describes as “people that do not conform to the average            
          lending institution.”  Jack managed this loan portfolio for                 
          petitioner and also served as the underwriter for each of the               
          loans.  Petitioner has extended more than 200 loans as part of              
          its financing endeavors.  Of this number, only three failed, and            
          only one resulted in a loss to petitioner.   Petitioner’s mobile            






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Last modified: May 25, 2011