Estate of Lorraine C. Disbrow, Deceased, Martha D. Johnson, Executrix - Page 6

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          that time, decedent also was feeble from age and mentally                   
          unstable.  After John Disbrow died, decedent did not always stay            
          at the residence because, for a significant period of time, she             
          was hospitalized, in rehabilitation, or living with David Disbrow           
          as his home in Florida.  When decedent was at the residence, she            
          generally confined herself to the first floor because she could             
          not get up the stairs by herself.  Decedent generally lived at              
          the residence without anyone to assist her except to the extent             
          that a family member was there also.  One or more of decedent’s             
          children frequently visited or stayed with decedent to assist               
          her.                                                                        
          4.  Funny Hats Partnership (Funny Hats)                                     
               In addition to her health complications, immediately                   
          following John Disbrow’s death decedent questioned whether she              
          wanted to keep living at the residence with all of her memories,            
          and she was unsure of the financial aspects of her life and how             
          she would handle the ownership responsibilities associated with             
          the residence (primarily, its maintenance). (John Disbrow had               
          always handled the financial aspects and ownership                          
          responsibilities.)  Decedent hired a legal team to advise her on            
          her finances.  One of her advisers was Anthony Curto (Curto), the           
          attorney whom she had recently retained to probate John Disbrow’s           
          estate.  Curto advised decedent on the application to her of the            
          probate and estate tax laws, and he advised her that she should             






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