Estate of Lorraine C. Disbrow, Deceased, Martha D. Johnson, Executrix - Page 12

                                        -12-                                          
               The lease agreement for 1994 states that the lease is                  
          between Funny Hats, as landlord, and decedent, as tenant, that              
          the lease is a 1-year lease of the “Premises” for $8,400, and               
          that the “Premises” are “224 Little Neck Road, Centerport,                  
          New York 11721”.  The 1994 lease agreement also states that                 
          decedent may pay this rent monthly in $700 installments and that            
          “The Premises must be used to live in only and for no other                 
          reason.  Only a party signing this Lease, spouse and children of            
          that party may use the Premises.”  The 1994 lease agreement                 
          requires as to the payment of rent that                                     
                    The rent payment for each month must be paid on                   
               the first day of that month at the Landlord’s address                  
               above.  Landlord need not give notice to pay the rent.                 
               Rent must be paid in full and no amount subtracted from                
               it.  The first month’s rent is to be paid when Tenant                  
               signs this Lease.  Tenant may be required to pay other                 
               charges to Landlord under the terms of this Lease.                     
               They are to be called “added rent”.  This added rent is                
               payable as rent, together with the next monthly rent                   
               due.  If Tenant fails to pay the added rent on time,                   
               Landlord shall have the same rights against Tenant as                  
               if it were a failure to pay rent.                                      
                    The whole amount of rent is due and payable when                  
               this Lease is effective.  Payment of rent in                           
               installments is for Tenant’s convenience only.  If                     
               Tenant defaults, Landlord may give notice to Tenant                    
               that Tenant may no longer pay rent in installments.                    
               The entire rent for the remaining part of the Term will                
               then be due and payable.                                               
          The 1994 lease agreement states that the failure to pay rent or             
          added rent on time is a “default”.                                          
               The 1994 lease agreement allows decedent to alter, decorate,           
          change, or add to the residence, to sublet all or part of the               





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